Image of St.George Amplify Rewards Signature (Existing customers, through log in) credit card

St.George Amplify Rewards Signature (Existing customers, through log in)

$149 first year annual fee
100,000 points
$15,000 min limit
1.00 points per dollar
Spend $12,000 in 365 days

Offer Details

Mid-Tier

First Year Points

100,000 points

St.George Amplify

Second Year Points

100,000 points

With $295 annual fee

Minimum Spend

$12,000

within 12 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$149

Ongoing Annual Fee

$295

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • No Foreign Currency Conversion Fee
    More details

    3% fee of the Australian dollar value for transactions with merchants based overseas.

  • Lounge Access
    2 visits/year · Priority Pass
    More details

    Amplify Rewards cardholders get 2 complimentary Priority Pass lounge visits each year; primary cardholders only, must enrol at prioritypass.com/amplifysignature; extra and guest visits charged to the card

  • Concierge Service
    More details

    Personal concierge service exclusive to Amplify Signature cardholders to explore and book experiences, hard-to-find tickets and last-minute reservations; provided by a third-party supplier

  • Digital Wallet Integration
    More details

    Supports Apple Pay, Google Pay and Samsung Pay

  • No Additional Cardholder Fee
    More details

    Add a complimentary additional cardholder aged 16 or over at no fee; additional cardholders cannot redeem rewards

  • Interest Free Periods
    More details

    Up to 55 days interest free on purchases when the Monthly Payment Balance is paid in full by the due date each month; does not cover cash advances

  • Installment Plans
    More details

    Plan&Pay lets you split eligible purchases into instalment plans

  • Points Transfer Benefits
    More details

    Amplify Points can be converted to transfer-partner rewards/frequent flyer points or to Everyday Rewards points; you must be a member of the relevant transfer partner program, T&Cs and a joining fee may apply

  • Hotel Benefits
    More details

    Access to Visa Luxury Hotel Collection with best available rate guarantee, room upgrade when available and one daily breakfast per person at participating properties

  • Shopping Benefits
    More details

    Discounted gift cards and special deals via the My Offers Hub, plus access to Visa Offers and Perks discounts

  • Online Banking Features
    More details

    Repayment management tools including Plan&Pay, Autopay, and SMS and email alerts via St.George Internet and Mobile Banking

  • Travel Insurance
    More details

    Complimentary international travel insurance for trips up to 6 months (Level 1 Card) when at least $500 of prepaid travel costs are charged to the card; overseas emergency medical and evacuation are unlimited, plus cancellation, luggage, rental vehicle excess and personal liability cover. Also includes Interstate Flight Inconvenience Insurance for domestic flights ($3,000 cancellation, flight/luggage delay, $1,500 luggage)

  • Purchase Protection Insurance
    More details

    Items purchased on the card covered against theft, accidental damage or permanent loss for 4 months, up to $10,000 per item ($3,500 for jewellery, watches and new works of art), $135,000 total per 12 months; $300 excess

  • Extended Warranty Insurance
    More details

    Extends the manufacturer's Australian warranty on eligible products purchased on the card for an equal period up to a maximum of 2 extra years (no cover if warranty exceeds 5 years), up to $20,000 per product; $300 excess

  • Rental Vehicle Insurance
    More details

    Rental Vehicle Excess in Australia cover (and overseas rental vehicle excess under travel insurance) up to $5,500 when the rental is charged to the card; $300 excess

  • Transit Accident Insurance
    More details

    Overseas Transit Accident Insurance pays up to $750,000 for loss of life and up to $500,000 for specified injuries while travelling on public transport overseas when the trip is charged to the card

Benefit history

  • Lounge AccessUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • Hotel BenefitsUpdated May 2026
  • Concierge ServiceUpdated May 2026
  • No Additional Cardholder FeeUpdated May 2026
  • Rental Vehicle InsuranceUpdated May 2026
  • Purchase Protection InsuranceUpdated May 2026
  • Extended Warranty InsuranceUpdated May 2026
  • Travel InsuranceUpdated May 2026
CraigCraig's Analysis
+100,000sign-up bonus
+12,000from $12,000 spend
=37,333Krisflyer points
×1.5¢per point
=$560point value
$149first-year fees
=$411est. first-year value

SydneySingapore · Business (72,000 pts/way)

51% of one way trip

Points via Singapore Airlines

Bonus Difficulty

Easy

●○○

$33 per day required

First Year Cost

$149

annual fee

Estimated Bonus Value

$560

Based on 1.5¢ per KrisFlyer mile

Earn Rate

Average

●●○○

1.00x St.George Amplify points per $1

Travel Benefits

Lounge Access

2 complimentary Priority Pass lounge visits each year (when you enrol)

Did this help you make a decision?

37,333 Krisflyer miles
0.33 miles per dollar
Points transfer 3 St.George Amplify points 1 Krisflyer miles

Can I get this bonus if I've had a card from St.George before?

You generally need to wait 24 months after your last St.George sign-up bonus before you can earn this one. St.George shares one exclusion clock with Bank of Melbourne, so a bonus from that brand counts too.

See exclusion periods for every Australian issuer →
logo

Hi all,

I'm trying to complete this page, but I don't currently have a St.George card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.


Craig

History
19 May 2026
2 changes
Annual Fee:
$99$149
Points Per Dollar:
2.001.00
19 Mar 2026
1 changes
Points Per Dollar:
1.002.00
23 Jan 2026
0 changes
20 Jan 2026
0 changes
20 Jan 2026
1 changes
Points Per Dollar:
2.001.00
6 Dec 2025
2 changes
Bonus:
120,000100,000
Second Year Bonus:
40,000100,000
23 Sep 2025
4 changes
Lounge Pass:
2 complimentary Priority Pass lounge visits each year2 complimentary Priority Pass lounge visits each year (when you enrol)
Bonus:
130,000120,000
Second Year Bonus:
50,00040,000
Points Per Dollar:
1.502.00
26 Mar 2025
3 changes
Expiration Date:
25 Mar 2025
Bonus:
150,000130,000
Second Year Bonus:
050,000
23 Jan 2025
3 changes
Lounge Pass:
Enjoy 2 complimentary Priority Pass lounge visits each year when you enrol at pr...2 complimentary Priority Pass lounge visits each year
Expiration Date:
30 Apr 202525 Mar 2025
Interest Rate:
19.0020.99
  • Expiration changed from 30/04/24 to 31/07/24
    2 years ago
  • Expiration changed from 06/11/23 to 30/04/24
    3 years ago
  • Added, first year annual fee is $99
    3 years ago
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig