Card
Offer
NAB Qantas Rewards Signature Card
Public offer
Offer terms
First Year Points
40,000 points
Qantas
Second Year Points
20,000 points
With $449 annual fee
Minimum Spend
$5,000
within 3 months
Cash Bonus
Ongoing Earn Rate
0.75x points per $1 spent
Fees
First Year Annual Fee
$449
Ongoing Annual Fee
$449
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Travel Insurance
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Complimentary international and domestic travel insurance covering domestic, interstate and international travel
- Purchase Protection Insurance
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Complimentary purchase protection insurance
- Extended Warranty Insurance
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Complimentary extended warranty insurance
- Rental Vehicle Insurance
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Complimentary rental vehicle excess in Australia insurance
- Concierge Service
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NAB Concierge Service: 24 hour, 7 day personal assistant for travel and lifestyle services; call 1300 730 213
- Shopping Benefits
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Visa Premium Access: access to deals, discounts and privileges
- Points Transfer Benefits
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Earn Qantas Points on everyday purchases and redeem for award flights, products and vouchers via Qantas Marketplace; free Qantas Frequent Flyer membership (joining fee waived, $99.50 saving)
- No Additional Cardholder Fee
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Add an additional cardholder at no extra cost
- Digital Card Issuance
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Digital card available for use immediately while the physical card arrives within five working days
- Balance Transfer Offers
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0% p.a. on balance transfers for 12 months with a 3% balance transfer fee; unpaid balance reverts to the variable cash advance rate
- Interest Free Periods
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Up to 44 interest-free days on purchases when the account is paid in full by the due date
Benefit history
- Travel InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Concierge ServiceUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Moderate
●●○$56 per day required
First Year Cost
$449
annual fee
Earn Rate
Good
●●●○0.75x Qantas points per $1
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Can I get this bonus if I've had a card from NAB before?
You generally need to wait 24 months after your last NAB sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →0.75 Qantas Points per $1 on the first $3,000 of eligible purchases per statement period. 0.25 Qantas Points per $1 on eligible purchases from $3,001 to $15,000 per statement period.
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 2 Oct 2026
Changes from terms version 10
Changes from terms version 9
No recorded term changes from the previous version.
Changes from terms version 7
No recorded term changes from the previous version.
Changes from terms version 5
No recorded term changes from the previous version.
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms