Card
Offer
Bankwest Qantas Platinum Mastercard
Public offer
Offer terms
First Year Points
20,000 points
Qantas
Second Year Points
20,000 points
With $199 annual fee
Minimum Spend
$4,000
within 4 months
Ongoing Earn Rate
0.60x points per $1 spent
Fees
First Year Annual Fee
$199
Ongoing Annual Fee
$199
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- No International Transaction Fee
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No foreign transaction fees or overseas ATM fees for Platinum or World cardholders on purchases made overseas, or online where the merchant or processing institution is located overseas.
- Installment Plans
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Easy Instalments: spread the cost of up to five eligible purchases (each between $100 and $10,000) over four monthly instalments at 0% p.a.
- Digital Wallet Integration
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Digital wallet support lets you start spending instantly without needing a physical card.
- Digital Card Issuance
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Create a single-use or multi-use virtual card in the Bankwest app to make purchases without using your regular card details.
- Online Banking Features
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Bankwest app money tools show what you owe, send repayment alerts, and track transactions, subscriptions and spending; plus biometric login, card locking and real-time notifications for unusual activity.
- No Annual Fee
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No credit card annual fee when the card is held as the optional eligible credit card in a Complete Home Loan Package (one card per customer); terms and conditions apply.
- Travel Insurance
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Complimentary Overseas Travel Insurance for Bankwest Qantas Platinum Mastercard cardholders (and spouse/accompanied children travelling on the same itinerary): covers up to 31 consecutive days per journey, unlimited overseas emergency medical and hospital expenses, $2,500,000 personal liability, $25,000 accidental death cover each for cardholder and spouse, and $20,000 baggage and personal goods cover (cardholder only) or $30,000 with family; a $250 excess applies to most claims.
- Transit Accident Insurance
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Complimentary Transit Accident cover for international trips fully charged to the card: from $250,000 up to $500,000 per person depending on the extent of injury, with an aggregate limit of $2,500,000 for one accident.
- Purchase Protection Insurance
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Purchase Security cover for personal goods charged to the card (or acquired using points): reimburses the actual amount charged or market value, up to $125,000 total in a 12-month period ($3,000 sub-limit for jewellery, watches and fine arts); $250 excess applies.
- Extended Warranty Insurance
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Extended Warranty cover on eligible goods charged to the card (or acquired using points), up to $30,000 total in a 12-month period; $250 excess applies.
- Shopping Benefits
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Price Guarantee: reimburses up to $1,000 if you find the same item cheaper elsewhere, where the price difference is more than $75.
- Interest Free Periods
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Up to 44 days interest free on purchases; not applicable to cash advances or balance transfers.
- Balance Transfer Offers
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2.99% p.a. introductory rate on balance transfers for the first 9 months after the card is approved (reverting to 19.99% p.a. ongoing); no promotional balance transfer fee; new Bankwest Qantas Mastercard customers only.
Benefit history
- No Annual FeeUpdated Aug 2026
- Extended Warranty InsuranceUpdated Aug 2026
- Purchase Protection InsuranceUpdated Aug 2026
- Transit Accident InsuranceUpdated Aug 2026
- Travel InsuranceUpdated Aug 2026
- Interest Free PeriodsUpdated Aug 2026
- No International Transaction FeeUpdated Aug 2026
- Balance Transfer OffersUpdated Aug 2026
- Installment PlansUpdated Aug 2026
- Digital Card IssuanceUpdated Aug 2026
- Digital Wallet IntegrationUpdated Aug 2026
- Online Banking FeaturesRemoved Jul 2026
- Digital Card IssuanceUpdated Jul 2026
- Digital Wallet IntegrationUpdated Jul 2026
- Extended Warranty InsuranceUpdated Jul 2026
- Transit Accident InsuranceUpdated Jul 2026
- Purchase Protection InsuranceUpdated Jul 2026
- Travel InsuranceUpdated Jul 2026
- Balance Transfer OffersUpdated Jul 2026
- Interest Free PeriodsUpdated Jul 2026
- No Annual FeeUpdated Jul 2026
- No International Transaction FeeUpdated Jul 2026
- Points Transfer BenefitsRemoved Jul 2026
- Installment PlansUpdated Jul 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$33 per day required
First Year Cost
$199
annual fee
Earn Rate
Average
●●○○0.60x Qantas points per $1
Travel Benefits
Lounge Access
Not applicable
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Can I get this bonus if I've had a card from Bankwest before?
You generally need to wait 24 months after your last Bankwest sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →Earn 0.6 pts/$1 on first $2,500/month then 0.15 pts/$1. Second year bonus of 20k requires keeping account open for 15 continuous months. No foreign transaction fees.
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 2 Oct 2026
Changes from terms version 4
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms