Flight value
Available — check the requirements below
Available
I'd like to use my bonus for:
No recorded value for this reward use.
These terms are currently available (site published 3 Oct 2026).
Analysis unavailable - insufficient data
Can I get this?
This is a public offer.
Can I get this bonus if I have held a card before?
The bonus holding rule for this offer is unverified. Check the offer terms before applying.
See exclusion periods for every Australian issuer →Can I get the card?
$3,000 minimum credit limit — a lending commitment, not a reward fact.
No minimum income recorded — this does not mean there is none.
Lending approval is separate from bonus eligibility: approval gets you the card, the conditions above get you the bonus.
How long is this available?
No recorded end date — this does not mean it never ends. Availability is rechecked against the issuer page.
What else makes the card useful?
Reward use
Ways to turn points into value.
- Points Transfer Benefits Compare across cards →Transfer Membership Rewards points to over 10 airline, hotel and retail partners
Check membership, transfer ratios, minimums, and fees before choosing gift cards or flights.
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Transfer Membership Rewards points to over 10 airline, hotel and retail partners
No source recorded for this benefit.
Purchase protection
Cover on things you buy with the card. Limits, excesses, and activation conditions apply.
- Purchase Protection Insurance Compare across cards →Card Purchase Cover insures eligible items bought on the card against theft or damage within 90 days of purchase, up to $2,500 per item and $20,000 in any 365-day period; $50 excess
Check the cover period, the card-payment condition, claim limits, and excess.
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Card Purchase Cover insures eligible items bought on the card against theft or damage within 90 days of purchase, up to $2,500 per item and $20,000 in any 365-day period; $50 excess
- Extended Warranty Insurance Compare across cards →Buyer's Advantage Cover extends the original Australian manufacturer's warranty by up to 1 year on eligible items, up to $10,000 per item and $10,000 in any 365-day period
Check how much extra cover it adds, which warranty lengths qualify, limits, and excess.
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Buyer's Advantage Cover extends the original Australian manufacturer's warranty by up to 1 year on eligible items, up to $10,000 per item and $10,000 in any 365-day period
- Mobile Phone Insurance Compare across cards →Smartphone Screen Cover pays for front screen repairs (up to $500 per smartphone, two claims per 365-day period) when the phone is bought outright or its data plan paid on the card for 3 consecutive months; 10% of repair cost excess
Check the payment condition, limits, and excess.
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Smartphone Screen Cover pays for front screen repairs (up to $500 per smartphone, two claims per 365-day period) when the phone is bought outright or its data plan paid on the card for 3 consecutive months; 10% of repair cost excess
Travel
Travel cover and perks. Most need qualifying bookings or payment with the card.
- Travel Insurance Compare across cards →Up to $2,500,000 cover · trips up to 180 days
Check the cover period, the activation condition, and who counts as an insured person.
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Complimentary domestic and international travel insurance for the cardholder, partner and dependent children when the return trip is paid on the card; covers trip cancellation/amendment, travel inconvenience, medical emergency expenses (up to $2,500,000), personal baggage and personal liability; max age 79 at purchase, cover ends at 180 days
- Transit Accident Insurance Compare across cards →Public Transport Accident Cover for accidental death or permanent disablement while travelling as a passenger on public transport, up to $300,000 per covered person
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Public Transport Accident Cover for accidental death or permanent disablement while travelling as a passenger on public transport, up to $300,000 per covered person
- Travel Credits Compare across cards →$200 travel credit each anniversary year for one eligible booking of $200 or more on selected prepaid flights, hotels or car hire made online at americanexpress.com.au/travel; expires if unused during the relevant anniversary year and is credited to the account after the full…
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$200 travel credit each anniversary year for one eligible booking of $200 or more on selected prepaid flights, hotels or car hire made online at americanexpress.com.au/travel; expires if unused during the relevant anniversary year and is credited to the account after the full booking charge
Account management
Tools for running the account — repayment helpers, not reward value.
- No Annual Fee Compare across cards →$0 annual card fee in the first year (usually $195) for new Card Members who apply online and are approved
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$0 annual card fee in the first year (usually $195) for new Card Members who apply online and are approved
No source recorded for this benefit. - No Additional Cardholder Fee Compare across cards →Up to 4 additional cards for family or friends at no extra fee; points earned credited to the primary account
Check account liability and age or redemption restrictions.
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Up to 4 additional cards for family or friends at no extra fee; points earned credited to the primary account
No source recorded for this benefit. - Digital Wallet Integration Compare across cards →Compatible with Apple Pay, Samsung Pay and Google Pay
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Compatible with Apple Pay, Samsung Pay and Google Pay
No source recorded for this benefit. - Installment Plans Compare across cards →Plan It Instalments lets you pay off a portion of the balance in equal monthly instalments with no interest and a fixed monthly fee
Check applicable charges and eligibility — a repayment plan, not reward value.
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Plan It Instalments lets you pay off a portion of the balance in equal monthly instalments with no interest and a fixed monthly fee
No source recorded for this benefit.Learn more - Interest Free Periods Compare across cards →Up to 55 interest-free days on purchases when the full closing balance is paid by the due date each month; no interest-free period on balance transfers
Interest-free terms change often — confirm the current days with the issuer before applying. This recorded term may be out of date.
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Up to 55 interest-free days on purchases when the full closing balance is paid by the due date each month; no interest-free period on balance transfers
No source recorded for this benefit.
Should I keep it after the first year?
Renewal costs $195 each year ($195 annual fee) — first year was $0.
No second-year bonus recorded — renewal buys ongoing earn and the card's benefits only.
Ongoing earn: 1.00x American Express points per $1.
Keeping pays off only if the ongoing earn and benefits are worth $195/yr to you.
Year-two points aren't dollar-valued here: the redemption catalogue may change before renewal, so recheck the rate then.
Terms and evidence
Full current terms
Offer terms
Cash Bonus
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
Free
Ongoing Annual Fee
$195
From year 2 onwards
Purchase Interest Rate
23.99% p.a.
The value above assumes you pay in full and never pay this. Any interest changes the outcome.
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefit history (9 changes)
- Travel CreditsUpdated Jun 2026
- Travel CreditsUpdated May 2026
- Installment PlansUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- Travel InsuranceUpdated May 2026
Now Up to $2,500,000 cover · trips up to 180 days.
- Extended Warranty InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Mobile Phone InsuranceUpdated May 2026
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 3 Oct 2026
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Archived notes
Earlier notes about this offer, kept as an archive — not current terms. Note dates are separate from terms publication dates.
- $200 Amazon rebate removed, first year annual fee lowered from $195 to $0, bonus reduced from 30k to 04 years ago
- Bonus increased from 0 to 30k, $200 credit added when $200 spent at Amazon in first 3 months, first year annual fee increased from $0 to $1954 years ago
- Offer expiration of 31/05/22 removed, so offer has no expiration date.4 years ago
Discussion
About the current terms (published 3 Oct 2026).
Community and personal tools
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