Card
Offer
The American Express Platinum Edge Credit Card
Public offer
Offer terms
Cash Bonus
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
Free
Ongoing Annual Fee
$195
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- No Annual Fee
More detailsLess details
$0 annual card fee in the first year (usually $195) for new Card Members who apply online and are approved
- No Additional Cardholder Fee
More detailsLess details
Up to 4 additional cards for family or friends at no extra fee; points earned credited to the primary account
- Digital Wallet Integration
More detailsLess details
Compatible with Apple Pay, Samsung Pay and Google Pay
- Installment Plans
More detailsLess details
Plan It Instalments lets you pay off a portion of the balance in equal monthly instalments with no interest and a fixed monthly fee
- Interest Free Periods
More detailsLess details
Up to 55 interest-free days on purchases when the full closing balance is paid by the due date each month; no interest-free period on balance transfers
- Points Transfer Benefits
More detailsLess details
Transfer Membership Rewards points to over 10 airline, hotel and retail partners
- Travel InsuranceUp to $2,500,000 cover · trips up to 180 days
More detailsLess details
Complimentary domestic and international travel insurance for the cardholder, partner and dependent children when the return trip is paid on the card; covers trip cancellation/amendment, travel inconvenience, medical emergency expenses (up to $2,500,000), personal baggage and personal liability; max age 79 at purchase, cover ends at 180 days
- Purchase Protection Insurance
More detailsLess details
Card Purchase Cover insures eligible items bought on the card against theft or damage within 90 days of purchase, up to $2,500 per item and $20,000 in any 365-day period; $50 excess
- Extended Warranty Insurance
More detailsLess details
Buyer's Advantage Cover extends the original Australian manufacturer's warranty by up to 1 year on eligible items, up to $10,000 per item and $10,000 in any 365-day period
- Mobile Phone Insurance
More detailsLess details
Smartphone Screen Cover pays for front screen repairs (up to $500 per smartphone, two claims per 365-day period) when the phone is bought outright or its data plan paid on the card for 3 consecutive months; 10% of repair cost excess
- Transit Accident Insurance
More detailsLess details
Public Transport Accident Cover for accidental death or permanent disablement while travelling as a passenger on public transport, up to $300,000 per covered person
- Travel Credits
More detailsLess details
$200 travel credit each anniversary year for one eligible booking of $200 or more on selected prepaid flights, hotels or car hire made online at americanexpress.com.au/travel; expires if unused during the relevant anniversary year and is credited to the account after the full booking charge
Benefit history
- Travel CreditsUpdated Jun 2026
- Travel CreditsUpdated May 2026
- Installment PlansUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- Travel InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Mobile Phone InsuranceUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisFirst Year Cost
Free
annual fee
Earn Rate
Average
●●○○1.00x American Express points per $1
Did this help you make a decision?
Can I get this bonus if I've had a card from American Express before?
You generally need to wait 18 months after your last American Express sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 3 Oct 2026
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms
Saved notes
Earlier notes about this offer. Note dates are separate from terms publication dates.
- $200 Amazon rebate removed, first year annual fee lowered from $195 to $0, bonus reduced from 30k to 04 years ago
- Bonus increased from 0 to 30k, $200 credit added when $200 spent at Amazon in first 3 months, first year annual fee increased from $0 to $1954 years ago
- Offer expiration of 31/05/22 removed, so offer has no expiration date.4 years ago