ANZ Rewards Platinum (Velocity Bonus Offer)

$149 first year annual fee

70,000 points

$6,000 min limit

0.75 points per dollar

Spend $3,500 in 90 days

Open credit card website

Offer Details

Mid-TierOffer Ended

First Year Points

70,000 points

Velocity

Second Year Points

20,000 points

With $149 annual fee

Minimum Spend

$3,500

within 3 months

Cash Bonus

$50$50 back to your new card

Offer Expires

March 5, 2026

a month ago

Ongoing Earn Rate

0.75x points per $1 spent

Fees

First Year Annual Fee

$149

Ongoing Annual Fee

$149

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Travel Insurance

Complimentary travel insurance including cover for rental vehicle excess in Australia when travel is purchased using the ANZ credit card. Terms, conditions, limits, and eligibility criteria apply.

Purchase Protection Insurance

Complimentary Purchase Protection Insurance available when purchases are made using the ANZ credit card. Terms, conditions, limits, and eligibility criteria apply.

Extended Warranty Insurance

Complimentary Extended Warranty Insurance available on purchases made using the ANZ credit card. Terms, conditions, limits, and eligibility criteria apply.

Buy Now Pay Later

ANZ Instalment Plans allow repayment of eligible credit card purchases over 3, 6, or 12 months. Approval, eligibility, terms, and fees apply.

Concierge Service

24/7 personal concierge service for domestic and international restaurant or hotel bookings, gift ideas, travel recommendations, and more. Contact via phone.

Balance Transfer Offers

Balance transfer facility available to transfer outstanding balances from non-ANZ credit or store cards to consolidate debts into one repayment. Conditions apply.

Shopping Benefits

Earn cashback plus ANZ Rewards Points from over 2,000 retailers when shopping through Cashrewards. Membership and terms apply.

Digital Wallet Integration

ANZ credit card is compatible with digital wallets including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay. Digital cards are available for faster replacement.

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

70,000 bonus + 2,625 from $3,500 spend

72,625 Velocity pts × 1.7¢/pt = $1,235

+ $50 cashback

− $149 first year fees

Est. profit $1,136

Bonus Difficulty

Easy

●○○

$39 per day required

First Year Cost

$149

annual fee

Estimated Bonus Value

$1190

Based on 1.7000000000000002¢ per Velocity point

Earn Rate

Good

●●●○

0.75x Velocity points per $1

Did this help you make a decision?

$201 of profit after meeting spend requirements

+ $300 Coles gift cards

+ $50 $50 back to your new card extra bonus

- $149

annual fee

$100

x 3

in Coles gift cards, $300 total, with 8,236 points remaining.

View Exclusive Offer Details

VFF bonus offer. Activate on VFF portal before applying. +10,000 extra Velocity Points from VFF. Card earns ANZ Reward Points (up to 1.5/$1), convert to Velocity via Auto Transfer (2 ANZ = 1 Velocity). Base: 60k Velocity + 10k VFF extra. +20k Velocity if you keep card 15+ months. $50 back to your new card.