ANZ Rewards Platinum
Offer Details
First Year Points
85,000 points
ANZ
Second Year Points
40,000 points
With $149 annual fee
Minimum Spend
$3,500
within 3 months
Cash Bonus
Ongoing Earn Rate
1.50x points per $1 spent
Fees
First Year Annual Fee
$149
Ongoing Annual Fee
$149
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Concierge Service
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24/7 personal concierge for domestic and international restaurant and hotel bookings, gift ideas and travel recommendations; call 1300 580 765 or +61 2 7907 0805
- Digital Wallet Integration
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Compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay on eligible devices
- Digital Card Issuance
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Digital cards available for use in a digital wallet; replacement digital cards faster than postal delivery
- Points Transfer Benefits
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ANZ Reward Points transferable to partner programs: Velocity, Asia Miles, KrisFlyer, Airpoints Dollars, Everyday Rewards and World360 Rewards
- Interest Free Periods
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Interest-free period of up to 55 days on the Purchases balance when the full Closing Balance (or Adjusted Closing Balance) is paid by the Due Date each statement period
- Installment Plans
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ANZ Instalment Plan at Checkout lets eligible purchases be split into 3, 6, 9 or 12 monthly instalments; where a Setup Fee applies the plan interest rate is 0% p.a. for the plan period
- Buy Now Pay Later
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Buy Now Pay Later Plan requires no repayment of an agreed amount and charges no interest on that amount for a specified period
- Balance Transfer Offers
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Promotional Balance Transfer Plan available with an interest rate or terms differing from the standard balance transfer rate; transfers accepted from eligible non-ANZ Australian credit and store cards
- Travel InsuranceUp to $20,000,000 cover · trips up to 90 days
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Complimentary international travel insurance for ANZ Platinum cardholders for trips up to 3 consecutive months when at least $250 of prepaid travel is charged to the card and a return overseas ticket is held; up to $20 million overseas emergency medical and assistance. Domestic travel insurance also available for up to 28 days per journey.
- Purchase Protection Insurance
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Covered items bought on the card against theft, accidental damage or permanent loss for 90 days from possession; up to $10,000 per item ($3,500 for jewellery, watches and new works of art), max $135,000 per card account in any 12 months
- Extended Warranty Insurance
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Extends an eligible item's manufacturer's Australian warranty by the same period for up to one year (no cover if the manufacturer's warranty exceeds five years); up to $10,000 per item and per card account in any 12 months
- Rental Vehicle Insurance
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Rental vehicle excess cover in Australia for damage or theft up to $5,000 per cardholder or spouse, plus up to $750 for return of the rental vehicle
Benefit history
- Travel InsuranceUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- Shopping BenefitsRemoved May 2026
- Balance Transfer OffersUpdated May 2026
- Concierge ServiceUpdated May 2026
- Buy Now Pay LaterUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$39 per day required
First Year Cost
$149
annual fee
Earn Rate
Good
●●●○1.50x ANZ points per $1
Did this help you make a decision?
Can I get this bonus if I've had a card from ANZ before?
You generally need to wait 24 months after your last ANZ sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →- Bonus changed from 80K to 100K2 years ago
- Annual Fee from $95 to $94, Second Year Annual Fee from 95 to 94, Program fee added $553 years ago
- Bonus increased from 50k to 90k and $50 credit added, spend increased from $1500 to $20003 years ago
- First year annual fee increased from $0 to $954 years ago
- Bonus decreased from a $500 gift card to 50,000 points. Overall profit reduced from $500 to $220.4 years ago