Image of ANZ Frequent Flyer Platinum credit card

ANZ Frequent Flyer Platinum

$295 first year annual fee
75,000 points
$6,000 min limit
0.75 points per dollar
Spend $2,500 in 90 days

Offer Details

Mid-Tier

Signup Bonus

75,000 points

Qantas

Minimum Spend

$2,500

within 3 months

Cash Bonus

$100Statement Credit

Ongoing Earn Rate

0.75x points per $1 spent

Fees

First Year Annual Fee

$295

Ongoing Annual Fee

$295

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Concierge Service
    More details

    24/7 ANZ Personal Concierge for domestic and international restaurant and hotel bookings, gift ideas and travel recommendations; call 1300 580 765 or +61 2 7907 0805.

  • Interest Free Periods
    More details

    Up to 44 interest-free days on purchases when the full Closing Balance (or Adjusted Closing Balance) is paid by the statement due date.

  • Balance Transfer Offers
    More details

    Balance transfers available from eligible non-ANZ Australian credit and store cards (transfers of $100 or more); standard balance transfer rate 21.99% p.a.

  • Digital Wallet Integration
    More details

    Compatible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay on supported devices.

  • Digital Card Issuance
    More details

    Digital card issued to your digital wallet; replacement digital cards are available faster than a posted physical card.

  • Points Transfer Benefits
    More details

    Earn uncapped Qantas Points (0.75 per $1 up to $3,000/statement period, 0.5 per $1 over $3,000); points credited monthly to your Qantas Frequent Flyer account for redemption on flights, upgrades, hotels and shopping.

  • Travel Insurance
    Up to $20,000,000 cover · trips up to 90 days
    More details

    Complimentary international travel insurance for ANZ Platinum cardholders for journeys up to 3 consecutive months, with $20 million Overseas Emergency Assistance (medical evacuation/repatriation) and $20 million Overseas Emergency Medical cover, when the return travel ticket or at least $250 of prepaid travel costs are charged to the card. Also includes domestic travel insurance (up to 28 consecutive days per journey).

  • Rental Vehicle Insurance
    More details

    Rental Vehicle Excess Insurance in Australia: covers the excess specified in your rental agreement up to $5,000 (whichever is lesser) for damage or theft, when the full rental cost is charged to the card; $100 excess per claim.

  • Purchase Protection Insurance
    More details

    Items bought on the card covered against loss, theft or accidental damage for 90 days from possession, up to $10,000 per item ($3,500 for jewellery, watches and new works of art), max $135,000 per card account per 12 months; no excess.

  • Extended Warranty Insurance
    More details

    Doubles the manufacturer's Australian warranty on eligible card purchases (item must have a serial number and manufacturer warranty), up to a maximum of one extra year; no cover where the manufacturer warranty exceeds 5 years. Limited to $10,000 per item and $10,000 per card account per 12 months; no excess.

  • Installment Plans
    More details

    ANZ Instalment Plan at Checkout lets you split an eligible purchase amount into 3, 6, 9 or 12 monthly instalments at checkout (subject to eligibility); 0% p.a. plan interest rate where a setup fee applies.

  • Buy Now Pay Later
    More details

    Buy Now Pay Later Plan: defers repayment of an agreed amount with no interest charged for a specified period, as a Promotional Plan on the account.

Benefit history

  • Travel InsuranceUpdated May 2026
  • Travel InsuranceUpdated May 2026
  • Concierge ServiceUpdated May 2026
  • Travel InsuranceUpdated May 2026
  • Interest Free PeriodsRemoved May 2026
  • Points Transfer BenefitsRemoved May 2026
  • Rewards Program Elite StatusRemoved May 2026
  • Digital Wallet IntegrationRemoved May 2026
  • Shopping BenefitsRemoved May 2026
  • Balance Transfer OffersRemoved May 2026
  • Concierge ServiceUpdated May 2026
  • Buy Now Pay LaterRemoved May 2026
  • Extended Warranty InsuranceRemoved May 2026
  • Purchase Protection InsuranceRemoved May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+75,000sign-up bonus
+1,875from $2,500 spend
=76,875Qantas points
×1.6¢per point
=$1,230point value
+$100cashback
$295first-year fees
=$1,035est. first-year value

Bonus Difficulty

Easy

●○○

$28 per day required

First Year Cost

$295

annual fee

Estimated Bonus Value

$1230

Based on 1.6¢ per Qantas point

Earn Rate

Good

●●●○

0.75x Qantas points per $1

Did this help you make a decision?


History
4 Jan 2026
1 changes
Bonus Cash Description:
CashbackStatement Credit
22 Mar 2025
3 changes
Annual Fee:
$240$295
Program Fee:
$55
Second Year Annual Fee:
$240$295
22 Jan 2025
5 changes
Annual Fee:
$295$240
Program Fee:
$55
Second Year Annual Fee:
$295$240
Interest Rate:
20.0020.99
Bonus Cash Description:
BackCashback
  • Bonus increased from 70k to 75k
    3 years ago
  • First year annual fee increased from $0 to $295, $100 credit added
    4 years ago
Craig

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— Craig