Image of ANZ Frequent Flyer Platinum credit card

ANZ Frequent Flyer Platinum

$295 first year annual fee
75,000 points
$6,000 min limit
0.75 points per dollar
Spend $2,500 in 90 days

Offer Details

Mid-Tier

Signup Bonus

75,000 points

Qantas

Minimum Spend

$2,500

within 3 months

Cash Bonus

$100Statement Credit

Ongoing Earn Rate

0.75x points per $1 spent

Fees

First Year Annual Fee

$295

Ongoing Annual Fee

$295

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Travel Insurance
Complimentary travel insurance including cover for rental vehicle excess in Australia when travel is purchased using the ANZ credit card. Terms, conditions, limits, and eligibility criteria apply.
Purchase Protection Insurance
Complimentary Purchase Protection Insurance when purchases are made using the ANZ credit card. Terms, conditions, limits, and eligibility criteria apply.
Extended Warranty Insurance
Complimentary Extended Warranty Insurance on purchases made using the ANZ credit card. Terms, conditions, limits, and eligibility criteria apply.
Buy Now Pay Later
ANZ Instalment Plans allow repayment of eligible credit card purchases over 3, 6, or 12 months. Approval, eligibility, terms, and fees apply.
Concierge Service
24/7 personal concierge service available for domestic and international restaurant or hotel bookings, gift ideas, travel recommendations, and more. Contact via phone.
Balance Transfer Offers
Balance transfers available to consolidate debts from non-ANZ credit or store cards into one regular repayment. Terms and eligibility apply.
Shopping Benefits
Earn cashback plus Qantas Points from over 2,000 retailers when shopping through Cashrewards, a third-party cashback program. Membership and terms apply.
Digital Wallet Integration
ANZ credit card is compatible with digital wallets including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay. Digital cards are issued faster than physical cards for replacements.
Rewards Program Elite Status
Complimentary Qantas Frequent Flyer membership provided upon approval of ANZ Frequent Flyer credit card application, valued at $99.50. Membership subject to Qantas approval and terms.
Points Transfer Benefits
Earn Qantas Points on eligible purchases with earn rates of 0.75 points per $1 up to $3,000 and 0.5 points per $1 thereafter per statement period. Bonus Qantas Points on selected Qantas products and services and with Bonus Partners.
Interest Free Periods
Up to 44 interest-free days on purchases if the closing balance is paid in full by the due date. Interest-free periods do not apply if the closing balance is not fully paid.

I'd like to use my bonus for:

CraigCraig's Analysis
75,000 bonus + 1,875 from $2,500 spend
76,875 Qantas pts × 1.6¢/pt = $1,230
+ $100 cashback
− $295 first year fees
Est. profit $1,035

Bonus Difficulty

Easy

●○○

$28 per day required

First Year Cost

$295

annual fee

Estimated Bonus Value

$1230

Based on 1.6¢ per Qantas point

Earn Rate

Good

●●●○

0.75x Qantas points per $1

Did this help you make a decision?


History
4 Jan 2026
1 changes
Bonus Cash Description:
CashbackStatement Credit
22 Mar 2025
3 changes
Annual Fee:
$240$295
Program Fee:
$55
Second Year Annual Fee:
$240$295
22 Jan 2025
5 changes
Annual Fee:
$295$240
Program Fee:
$55
Second Year Annual Fee:
$295$240
Interest Rate:
20.0020.99
Bonus Cash Description:
BackCashback
  • Bonus increased from 70k to 75k
    3 years ago
  • First year annual fee increased from $0 to $295, $100 credit added
    4 years ago
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Craig