Image of ANZ Frequent Flyer Platinum credit card

ANZ Frequent Flyer Platinum

$295 first year annual fee
75,000 points
$6,000 min limit
0.75 points per dollar
Spend $2,500 in 90 days

Offer Details

Mid-Tier

Signup Bonus

75,000 points

Qantas

Minimum Spend

$2,500

within 3 months

Cash Bonus

$100Statement Credit

Ongoing Earn Rate

0.75x points per $1 spent

Fees

First Year Annual Fee

$295

Ongoing Annual Fee

$295

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Concierge Service
    More details

    24/7 ANZ Personal Concierge for domestic and international restaurant and hotel bookings, gift ideas and travel recommendations; call 1300 580 765 or +61 2 7907 0805

  • Digital Wallet Integration
    More details

    Compatible with mobile digital wallets including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay on eligible devices

  • Digital Card Issuance
    More details

    Digital cards can be added to a digital wallet and are issued faster than a replacement card by post

  • Points Transfer Benefits
    More details

    Earn 0.75 Qantas Points per $1 up to $3,000 per statement period and 0.5 Qantas Points per $1 over $3,000 on eligible purchases; Qantas Points credited monthly to the Qantas Frequent Flyer account

  • Status Credits
    More details

    Earn 1 bonus Qantas Point per $1 on selected Qantas products and services (Qantas flights with a QF number, Qantas Frequent Flyer and Qantas Club membership joining/annual fees), plus bonus points with Bonus Partners

  • Rewards Program Elite Status
    More details

    Complimentary Qantas Frequent Flyer membership (joining fee waiver, currently worth $99.50) for new members who sign up via the ANZ-provided link

  • Interest Free Periods
    More details

    Up to 55 interest-free days on the Purchases balance when the Closing Balance (or Adjusted Closing Balance) is paid in full by the Due Date

  • Balance Transfer Offers
    More details

    Balance transfers available from eligible non-ANZ Australian credit and store cards; transfers of $100 or more, subject to a Promotional Balance Transfer Plan with separate interest rate and terms

  • Installment Plans
    More details

    ANZ Instalment Plan at Checkout lets eligible purchases be split into 3, 6, 9 or 12 monthly instalments; a Setup Fee may apply with a 0% p.a. plan interest rate for the plan period

  • Buy Now Pay Later
    More details

    Buy Now Pay Later Plan allows an agreed amount with no repayment required and no interest charged for a specified period

  • Travel Insurance
    Up to $20,000,000 cover · trips up to 90 days
    More details

    Complimentary International Travel Insurance for ANZ Platinum cardholders for journeys up to 3 consecutive months when at least $250 of prepaid travel costs are charged to the card and a return overseas travel ticket is held; includes Overseas Emergency Medical/Assistance up to $20 million; domestic travel insurance also available

  • Rental Vehicle Insurance
    More details

    Rental Vehicle Excess Insurance in Australia covering rental vehicle damage or theft up to the agreement amount or $5,000 (whichever is lesser) when the full rental is charged to the card; $100 excess per claim

  • Purchase Protection Insurance
    More details

    Items purchased on the card covered against theft, accidental damage or permanent loss for 90 days from possession, up to $10,000 per item ($3,500 for jewellery, watches and new works of art), to a maximum $135,000 per card account in any 12 months

  • Extended Warranty Insurance
    More details

    Extends an eligible manufacturer's Australian warranty by the same period for up to one additional year on items charged to the card, up to $10,000 per item and $10,000 per card account in any 12 months; no cover where the manufacturer's warranty exceeds five years

Benefit history

  • Travel InsuranceUpdated May 2026
  • Buy Now Pay LaterUpdated May 2026
  • Installment PlansUpdated May 2026
  • Extended Warranty InsuranceUpdated May 2026
  • Purchase Protection InsuranceUpdated May 2026
  • Rental Vehicle InsuranceUpdated May 2026
  • Points Transfer BenefitsUpdated May 2026
  • Digital Card IssuanceUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • Balance Transfer OffersUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • Travel InsuranceUpdated May 2026
  • Concierge ServiceUpdated May 2026
  • Travel InsuranceUpdated May 2026
  • Concierge ServiceUpdated May 2026
  • Purchase Protection InsuranceRemoved May 2026
  • Travel InsuranceUpdated May 2026
  • Extended Warranty InsuranceRemoved May 2026
  • Buy Now Pay LaterRemoved May 2026
  • Concierge ServiceUpdated May 2026
  • Balance Transfer OffersRemoved May 2026
  • Shopping BenefitsRemoved May 2026
  • Digital Wallet IntegrationRemoved May 2026
  • Rewards Program Elite StatusRemoved May 2026
  • Points Transfer BenefitsRemoved May 2026
  • Interest Free PeriodsRemoved May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+75,000sign-up bonus
+1,875from $2,500 spend
=76,875Qantas points
×1.6¢per point
=$1,230point value
+$100cashback
$295first-year fees
=$1,035est. first-year value

Bonus Difficulty

Easy

●○○

$28 per day required

First Year Cost

$295

annual fee

Estimated Bonus Value

$1200

Based on 1.6¢ per Qantas point

Earn Rate

Good

●●●○

0.75x Qantas points per $1

Did this help you make a decision?

$155 of profit after meeting spend requirements
+ $350 Woolworths gift cards
+ $100 statement credit extra bonus
- $295
annual fee

$250
x 1
$100
x 1
in Woolworths gift cards, $350 total, with 4,395 points remaining.

Can I get this bonus if I've had a card from ANZ before?

You generally need to wait 24 months after your last ANZ sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

History
4 Jan 2026
1 changes
Bonus Cash Description:
CashbackStatement Credit
22 Mar 2025
3 changes
Annual Fee:
$240$295
Program Fee:
$55
Second Year Annual Fee:
$240$295
22 Jan 2025
5 changes
Annual Fee:
$295$240
Program Fee:
$55
Second Year Annual Fee:
$295$240
Interest Rate:
20.0020.99
Bonus Cash Description:
BackCashback
  • Bonus increased from 70k to 75k
    3 years ago
  • First year annual fee increased from $0 to $295, $100 credit added
    4 years ago
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig