Image of American Express Explorer Credit Card Targeted Offer credit card

American Express Explorer Credit Card Targeted Offer

$395 first year annual fee
110,000 points
2.00 points per dollar
Spend $4,000 in 90 days

    Summary

    Premium

    Key Highlights

    • 110,000 bonus points
    • $395 annual fee
    • 2.00x points per $1

    Offer Details

    Signup Bonus

    110,000 points

    American Express

    Minimum Spend

    $4,000

    within 3 months

    Cash Bonus

    $400Travel Credit

    Ongoing Earn Rate

    2.00x points per $1 spent

    Fees

    First Year Annual Fee

    $395

    Ongoing Annual Fee

    $395

    From year 2 onwards

    Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

    Expert Analysis

    Bonus Difficulty

    Easy

    ●○○

    $44 per day required

    First Year Cost

    $395

    annual fee

    Estimated Bonus Value

    $590

    Based on 1¢ per Amex point

    Earn Rate

    Excellent

    ●●●●

    2.00x American Express points per $1

    Travel Benefits

    Lounge Access

    Enjoy two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport

    RWRDS Insight

    This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

    I'd like to use my 118,000 bonus points for:

    59,000 Velocity points
    1 points per dollar
    Points transfer 2 American Express points 1 Velocity points
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    Hey all! Hope you are enjoying the site.

    If something out of date or I've missed a card, let me know on instagram or facebook and I'll get it updated ASAP.

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    Craig