RWRDS
6 days agoThe American Express Platinum Card updated
Image of American Express Explorer Credit Card Targeted Offer credit card

American Express Explorer Credit Card Targeted Offer

$395 first year annual fee
110,000 points
2.00 points per dollar
Spend $4,000 in 90 days
Open credit card website

    Summary

    Premium

    Key Highlights

    • • 110,000 bonus points
    • • $395 annual fee
    • • 2.00x points per $1

    Offer Details

    Signup Bonus

    110,000 points

    American Express

    Minimum Spend

    $4,000

    within 3 months

    Cash Bonus

    $400Travel Credit

    Ongoing Earn Rate

    2.00x points per $1 spent

    Fees

    First Year Annual Fee

    $395

    Ongoing Annual Fee

    $395

    From year 2 onwards

    Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

    Benefits

    Travel Insurance
    Complimentary domestic & international travel insurance when you purchase a return trip on your Card, covering medical emergencies, cancellations, and COVID-19.
    Lounge Access
    Enjoy two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport.
    No Additional Cardholder Fee
    No additional cardholder fee for up to 4 family members.
    Hotel Benefits
    Receive up to US$100 hotel credit and room upgrade at select hotels in The Hotel Collection when booking two consecutive nights. You will receive $1 for each dollar spent on dining, spa and resort activities, up to USD100
    Extended Warranty Insurance
    Extends the manufacturer's warranty by up to 12 months on eligible items purchased with the Card.
    Purchase Protection Insurance
    Covers replacement of eligible items purchased on the Card.
    Digital Wallet Integration
    Use your Card securely around the world and check out with Apple Pay, Samsung Pay, and Google Pay.
    Installment Plans
    Plan It™ Instalments offers a flexible way to pay off transactions in equal monthly instalments with a fixed monthly fee.

    Expert Analysis

    Bonus Difficulty

    Easy

    ●○○

    $44 per day required

    First Year Cost

    $395

    annual fee

    Estimated Bonus Value

    $590

    Based on 1¢ per Amex point

    Earn Rate

    Excellent

    ●●●●

    2.00x American Express points per $1

    Travel Benefits

    Lounge Access

    Enjoy two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport

    RWRDS Insight

    This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

    I'd like to use my 118,000 bonus points for:

    Supermarket Gift CardsVirgin AustraliaSingapore Airlines
    59,000 Velocity points
    1 points per dollar
    Points transfer 2 American Express points 1 Velocity points
    Other offers for this card
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    Hey all! Hope you are enjoying the site.

    If something out of date or I've missed a card, let me know on instagram or facebook and I'll get it updated ASAP.

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    Craig