American Express Explorer Credit Card Targeted Offer
$395 first year annual fee
100,000 points
2.00 points per dollar
Spend $4,000 in 90 days
Offer Details
Premium
Signup Bonus
100,000 points
American Express
Minimum Spend
$4,000
within 3 months
Cash Bonus
$400Travel Credit
Offer Expires
December 2, 2025
4 months ago
Ongoing Earn Rate
2.00x points per $1 spent
Fees
First Year Annual Fee
$395
Ongoing Annual Fee
$395
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
Travel Insurance
Complimentary domestic & international travel insurance when you purchase a return trip on your Card, covering medical emergencies, cancellations, and COVID-19.
Lounge Access
Enjoy two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport.
No Additional Cardholder Fee
No additional cardholder fee for up to 4 family members.
Hotel Benefits
Receive up to US$100 hotel credit and room upgrade at select hotels in The Hotel Collection when booking two consecutive nights. You will receive $1 for each dollar spent on dining, spa and resort activities, up to USD100
Extended Warranty Insurance
Extends the manufacturer's warranty by up to 12 months on eligible items purchased with the Card.
Purchase Protection Insurance
Covers replacement of eligible items purchased on the Card.
Digital Wallet Integration
Use your Card securely around the world and check out with Apple Pay, Samsung Pay, and Google Pay.
Installment Plans
Plan It™ Instalments offers a flexible way to pay off transactions in equal monthly instalments with a fixed monthly fee.
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$44 per day required
First Year Cost
$395
annual fee
Earn Rate
Excellent
●●●●2.00x American Express points per $1
Travel Benefits
Lounge Access
Two complimentary entries per calendar year to The Centurion Lounge at Sydney or Melbourne International Airports
Did this help you make a decision?
$540 of profit after meeting spend requirements
+ $535 Coles gift cards
+ $400 travel credit extra bonus
- $395
annual fee
$500
x 1
$25
x 1
$10
x 1
in Coles gift cards, $535 total, with 1,000 points remaining.