Westpac Altitude Qantas Black

$295 first year annual fee
$75 reward program fee
90,000 points
$15,000 min limit
$75,000 annual income required
0.75 points per dollar
Spend $6,000 in 120 days
Disclaimer: I do not receive any benefit based on you applying for the credit card. I am not suggesting the you apply for a particular credit contract with a particular credit provider, I'm just taking the online numbers and putting them here.

  • Mid-range annual fee
  • Mid-range spend requirements to earn bonus

Offer Expires in 5 months
30,000 points second year bonus, $295 ongoing annual fee
$75,000 minimum annual income.

I'd like to use my 94,500 bonus points for:

$80 of profit after meeting spend requirements
+ $450 Woolworths gift cards
- $295 annual fee

x 1
x 2
in Woolworths gift cards, $450 total, with 1,290 points remaining.

  • a month ago - Good News
    Expiration changed from 01/11/23 to 30/04/24
  • 5 months ago - Bad News
    Annual fee increased from $300 to $370
  • 6 months ago - Bad News
    Offer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html
  • a year ago - Bad News
    Spend requirements increased from $4000 in 90 days ($45 per day) to $6000 in 120 days ($50 per day), offer ends 31/12/22
  • 2 years ago - Good News
    Offer extend from 24/02/22 to 30/06/22

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