Westpac Altitude Qantas Black
Offer Details
First Year Points
90,000 points
Qantas
Second Year Points
60,000 points
With $295 annual fee
Minimum Spend
$6,000
within 3 months
Ongoing Earn Rate
0.50x points per $1 spent
Fees
First Year Annual Fee
$295
Ongoing Annual Fee
$295
From year 2 onwards
Program Fee
$75
Additional fee for reward program participation
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Lounge Access2 visits/year · Qantas Club
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2 complimentary Qantas Club lounge invitations per 12-month period after registering the card and spending on selected Qantas products and services; register at loungepass.altitudeblack.com.au
- Concierge Service
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Personal Concierge Service provided by Ten Lifestyle Services for Altitude Black cardholders; browse and book experiences, tickets and restaurant reservations online or by phone 1300 651 999 (option 4)
- Digital Wallet Integration
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Supports Apple Pay, Samsung Pay and Google Pay
- Digital Card Issuance
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Instant Digital Card available to use from the moment the account is opened, before the physical card arrives
- Online Banking Features
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Westpac App money-management tools: cash flow and spend insights, spend categories, Cards Hub for ordering/locking cards and changing PIN, and Quick Balance
- No Additional Cardholder Fee
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Add 1 additional cardholder (16 years or older) at no extra cost
- Interest Free Periods
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Up to 45 interest-free days on purchases when the closing balance is paid in full by the due date; cash advances excluded
- Buy Now Pay Later
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PartPay Card lets eligible purchases be paid in instalments; subject to PartPay Card terms and conditions
- Installment Plans
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SmartPlan lets eligible balances be paid down in fixed instalment plans
- Balance Transfer Offers
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Balance Transfers available to move balances from other cards; terms apply
- Travel Insurance
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Complimentary International Travel Insurance for trips up to 6 months for Level 1 Card holders when at least $500 of prepaid travel costs are charged to the card and a return overseas ticket is held; most sections (overseas emergency medical, evacuation, cancellation) are unlimited. Also includes Interstate Flight Inconvenience Insurance for domestic flights paid to the card
- Purchase Protection Insurance
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Eligible items charged to the card covered against loss, theft or damage for up to 4 months, up to $10,000 per item ($3,500 for jewellery, watches and new works of art); $300 excess per claim
- Extended Warranty Insurance
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Up to 24 months extended warranty cover (in addition to the manufacturer's Australian warranty) on eligible items charged to the card, up to $20,000 per covered product; $300 excess per claim
- Rental Vehicle Insurance
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Rental vehicle excess cover in Australia up to the amount in the rental agreement or $5,500 (whichever is lesser) when the rental is charged to the card; $300 excess per claim
- Transit Accident Insurance
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Overseas Transit Accident Insurance covers specified accidental death or injury sustained overseas as a passenger on a plane, bus, train or short-haul ferry when the entire trip tickets are charged to the card before departure
Benefit history
- Travel InsuranceUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- Digital Card IssuanceUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- Concierge ServiceUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Lounge AccessUpdated May 2026
- Transit Accident InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Rental Vehicle InsuranceUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Moderate
●●○$67 per day required
First Year Cost
$370
annual fee + $75 program fee
Earn Rate
Average
●●○○0.50x Qantas points per $1
Travel Benefits
Lounge Access
2 complimentary Qantas Club airport lounge passes each year
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Can I get this bonus if I've had a card from Westpac before?
You generally need to wait 24 months after your last Westpac sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →- Expiration changed from 30/04/24 to 31/07/24, Notes from Annual fee includes $50 Annual Altitude Qantas program fee to ""2 years ago
- Expiration changed from 01/11/23 to 30/04/243 years ago
- Annual fee increased from $300 to $3703 years ago
- Offer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html3 years ago
- Spend requirements increased from $4000 in 90 days ($45 per day) to $6000 in 120 days ($50 per day), offer ends 31/12/224 years ago
- Offer extend from 24/02/22 to 30/06/224 years ago