Image of The American Express Platinum Edge Credit Card credit card

The American Express Platinum Edge Credit Card

$0 first year annual fee
0 points
1.00 points per dollar
Spend $0 in 0 days
  • No annual fee

Summary

No Annual Fee

Key Highlights

  • No annual fee

Offer Details

0

Cash Bonus

$200Travel Credit

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

Free

Ongoing Annual Fee

$195

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Travel Credits
$200 annual travel credit to spend on eligible domestic and international flights, hotels, or car hire with American Express Travel, redeemable for the primary card member each membership year.
Mobile Phone Insurance
Smartphone front screen cover up to $500 for repairs if the front screen is broken when the phone is paid outright or monthly bill is paid with the American Express Platinum Edge Credit Card.
No Additional Cardholder Fee
Up to 4 additional cards can be added for family members or friends at no extra cost, sharing the benefits of Membership Rewards points.
Purchase Protection Insurance
Card Purchase Cover protects eligible items purchased with the card against theft, loss, or accidental damage.
Extended Warranty Insurance
Buyer's Advantage Cover extends the manufacturer's warranty on eligible items purchased with the card by up to 12 months.
Travel Insurance
Complimentary travel insurance for domestic and international travel covering trip cancellation, travel inconvenience, public transport accident, personal baggage, valuables, money and travel documents, medical emergency expenses, and personal accident when the return trip is paid with the card. Coverage includes cardholder, partner, and dependent children. Sub-limits and exclusions apply.
Digital Wallet Integration
Compatibility with Apple Pay, Samsung Pay, and Google Pay for digital wallet payments.
Installment Plans
Plan It™ Instalments feature allows cardholders to pay off a portion of their credit card balance in equal monthly installments with no interest and a fixed monthly fee.

Expert Analysis

First Year Cost

Free

annual fee

Earn Rate

Average

●●○○

1.00x American Express points per $1

RWRDS Insight

This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

I'd like to use my 0 bonus points for:


History
26/06/2025
2 changes
Successfully Scraped At:
30/08/2025
Minimum Income:
50,000
22/01/2025
1 changes
Interest Rate:
2123.99
  • $200 Amazon rebate removed, first year annual fee lowered from $195 to $0, bonus reduced from 30k to 0
    3 years ago
  • Bonus increased from 0 to 30k, $200 credit added when $200 spent at Amazon in first 3 months, first year annual fee increased from $0 to $195
    3 years ago
  • Offer expiration of 31/05/22 removed, so offer has no expiration date.
    3 years ago
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Craig