The American Express Platinum Edge Credit Card Targeted Offer

$0 first year annual fee

0 points

$50,000 annual income required

1.00 points per dollar

Spend $0 in 0 days

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Offer Details

No Annual FeeOffer Ended

Cash Bonus

$200Travel Credit

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

Free

Ongoing Annual Fee

$195

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

No Annual Fee
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$0 annual card fee in the first year (usually $195) for new Card Members who apply online and are approved
No Additional Cardholder Fee
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Up to 4 additional cards for family or friends at no extra fee; points earned credited to the primary account
Digital Wallet Integration
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Compatible with Apple Pay, Samsung Pay and Google Pay
Installment Plans
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Plan It Instalments lets you pay off a portion of the balance in equal monthly instalments with no interest and a fixed monthly fee
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Interest Free Periods
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Up to 55 interest-free days on purchases when the full closing balance is paid by the due date each month; no interest-free period on balance transfers
Points Transfer Benefits
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Transfer Membership Rewards points to over 10 airline, hotel and retail partners
Travel Insurance
Up to $2,500,000 cover · trips up to 180 days
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Complimentary domestic and international travel insurance for the cardholder, partner and dependent children when the return trip is paid on the card; covers trip cancellation/amendment, travel inconvenience, medical emergency expenses (up to $2,500,000), personal baggage and personal liability; max age 79 at purchase, cover ends at 180 days
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Purchase Protection Insurance
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Card Purchase Cover insures eligible items bought on the card against theft or damage within 90 days of purchase, up to $2,500 per item and $20,000 in any 365-day period; $50 excess
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Extended Warranty Insurance
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Buyer's Advantage Cover extends the original Australian manufacturer's warranty by up to 1 year on eligible items, up to $10,000 per item and $10,000 in any 365-day period
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Mobile Phone Insurance
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Smartphone Screen Cover pays for front screen repairs (up to $500 per smartphone, two claims per 365-day period) when the phone is bought outright or its data plan paid on the card for 3 consecutive months; 10% of repair cost excess
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Transit Accident Insurance
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Public Transport Accident Cover for accidental death or permanent disablement while travelling as a passenger on public transport, up to $300,000 per covered person
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Travel Credits
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$200 travel credit each anniversary year for one eligible booking of $200 or more on selected prepaid flights, hotels or car hire made online at americanexpress.com.au/travel; expires if unused during the relevant anniversary year and is credited to the account after the full booking charge
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