Image of Qantas Premier Titanium credit card

Qantas Premier Titanium

$1,200 first year annual fee
150,000 points
$200,000 annual income required
1.25 points per dollar
Spend $5,000 in 90 days

Offer Details

Premium

Signup Bonus

150,000 points

Qantas

Minimum Spend

$5,000

within 3 months

Ongoing Earn Rate

1.25x points per $1 spent

Fees

First Year Annual Fee

$1,200

Ongoing Annual Fee

$1,200

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Dining Benefits
    More details

    Complimentary Qantas Wine Premium Membership with free delivery and additional 3 Qantas Points per dollar spent on Qantas Wine purchases

  • Rewards Program Elite Status
    More details

    Earn up to 20,000 Qantas Points per year through the Qantas Wellbeing App for completing daily and weekly challenges

  • Lounge Access
    4 visits/year · Qantas First Lounge, Qantas Club, Qantas International Business Lounge
    More details

    2 single-entry Qantas First Lounge Invitations (SYD, MEL or LAX) plus 2 single-entry Qantas Club domestic / Qantas operated International Business Lounge invitations per anniversary year; must be linked to an eligible flight before travel

  • Flight Discounts
    More details

    10% discount on the base fare of eligible Qantas/QantasLink flights for up to 2 adults, 2 children and 2 infants per booking, twice per anniversary year; must be booked via the booking portal and paid with the card

  • Concierge Service
    More details

    Complimentary dedicated concierge for the primary cardholder, available 24/7 by phone for tasks such as restaurant reservations, travel bookings and concert tickets

  • Status Credits
    More details

    20% bonus Qantas Status Credits for both primary and additional cardholders on eligible Qantas operated and marketed flights booked via Qantas.com and paid for with the card

  • Digital Wallet Integration
    More details

    Supports Apple Pay and Google Pay for contactless payments

  • Online Banking Features
    More details

    Qantas Money Credit Cards App and Online Access to view balance, due dates and transactions, manage the card and access the flight booking portal

  • Balance Transfer Offers
    More details

    0% p.a. on balance transfers for 6 months for new cardholders; reverts to the cash advance rate (currently 21.99% p.a.) after 6 months; total balance transfers may not exceed 80% of the credit limit

  • Interest Free Periods
    More details

    Up to 44 interest-free days on retail purchases when the Interest Free Days Payment is paid in full by the payment due date

  • Installment Plans
    More details

    Pay off eligible statement or transaction purchases in fixed monthly repayments over a set term at a special rate, subject to eligibility

  • Shopping Benefits
    More details

    Complimentary Qantas Wine Premium Membership ($99 annual fee waived while primary cardholder) with free Australian delivery and 3 additional Qantas Points per dollar on Qantas Wine; plus activatable My Card Offers earning bonus Qantas Points when shopping at participating stores

  • Travel Insurance
    More details

    Complimentary travel insurance (issued by Chubb) for cardholders and additional cardholders aged 79 or younger on return trips starting and ending in Australia when the return flight/cruise fare is paid on the card; cover for overseas return trips up to 180 days (domestic up to 14 days), including unlimited overseas medical emergency expenses and unlimited trip cancellation, $250 excess

  • Rental Vehicle Insurance
    More details

    Rental vehicle excess cover up to $5,000 overseas or $3,000 domestic per covered person ($250 excess) when a rental vehicle is hired for under 30 days and paid in full on the card

  • Transit Accident Insurance
    More details

    Public Transport Accident Cover for accidental death or permanent disablement while travelling as a passenger on public transport, up to $500,000 (card member/additional cardholder/spouse), no excess

  • Purchase Protection Insurance
    More details

    Card Purchase Cover for theft or damage to eligible new items within 90 days of purchase when paid on the card, up to $2,500 per item and $25,000 per calendar year, $250 excess

  • Extended Warranty Insurance
    More details

    Buyer's Advantage Cover for breakdown or defect of eligible items purchased in Australia on the card during the buyer's advantage period, up to $10,000 per item and $10,000 per calendar year, $250 excess

Benefit history

  • Status CreditsUpdated May 2026
  • Shopping BenefitsUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • Installment PlansUpdated May 2026
  • Concierge ServiceUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • Travel InsuranceUpdated May 2026
  • Lounge AccessUpdated May 2026
  • Flight DiscountsUpdated May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+150,000sign-up bonus
+6,250from $5,000 spend
=156,250Qantas points
×1.6¢per point
=$2,500point value
$1,200first-year fees
=$1,300est. first-year value

Bonus Difficulty

Moderate

●●○

$56 per day required

First Year Cost

$1,200

annual fee

Estimated Bonus Value

$2500

Based on 1.6¢ per Qantas point

Earn Rate

Excellent

●●●●

1.25x Qantas points per $1

Travel Benefits

Lounge Access

2 Complimentary First Lounge Invitations and 2 additional Lounge Invitations per year

Did this help you make a decision?


History
26 Jun 2025
2 changes
Link:
https://www.qantasmoney.com/credit-cards/premier-titaniumhttps://www.qantasmoney.com/credit-cards/titanium
Minimum Credit Limit:
6,000
22 Mar 2025
2 changes
Lounge Pass:
2 Qantas First Lounge Invitations and two additional Lounge Invitations per year2 Complimentary First Lounge Invitations and 2 additional Lounge Invitations per...
Minimum Credit Limit:
6,000
22 Jan 2025
2 changes
Lounge Pass:
2 Qantas First Lounge Invitations and two additional Lounge Invitations per year
Interest Rate:
20.0020.99
  • Expiration changed from 01/05/24 to no expiration
    2 years ago
  • Expiration changed from 29/11/23 to 01/05/24
    3 years ago
  • Offer extended to 29 November 2023
    3 years ago
  • Offer extended to April 2023
    4 years ago
  • Offer extend from 28/02/22 to 26/10/22
    4 years ago
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig