Image of Qantas Premier Titanium credit card

Qantas Premier Titanium

$1,200 first year annual fee
150,000 points
$200,000 annual income required
1.25 points per dollar
Spend $5,000 in 90 days

Offer Details

Premium

Signup Bonus

150,000 points

Qantas

Minimum Spend

$5,000

within 3 months

Ongoing Earn Rate

1.25x points per $1 spent

Fees

First Year Annual Fee

$1,200

Ongoing Annual Fee

$1,200

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Lounge Access
    4 visits/year · Qantas First, Qantas Club
    More details

    2 single-entry Qantas First Lounge Invitations (SYD, MEL, LAX) plus 2 Qantas Club domestic/International Business Lounge invitations per anniversary year; link the invitation to your flight before travel.

  • Flight Discounts
    More details

    10% discount on the base fare of eligible Qantas/QantasLink flights for up to 2 adults, 2 children and 2 infants per booking, twice per anniversary year, booked via the card's booking portal.

  • Concierge Service
    More details

    Complimentary dedicated concierge for the primary cardholder, available 24/7 by phone for bookings and reservations (Mastercard Travel & Lifestyle Services).

  • Status Credits
    More details

    20% bonus Qantas Status Credits for primary and additional cardholders on eligible Qantas-operated and marketed flights booked and paid for with the card.

  • Digital Wallet Integration
    More details

    Supports Apple Pay and Google Pay for contactless payments.

  • Dining Benefits
    More details

    Complimentary Qantas Wine Premium Membership ($99 annual fee waived while primary cardholder): curated wine, Champagne, beer and spirits, free delivery, plus 3 bonus Qantas Points per dollar at Qantas Wine.

  • Rewards Program Elite Status
    More details

    Earn up to 20,000 Qantas Points per year through the Qantas Wellbeing App for everyday activities.

  • Balance Transfer Offers
    More details

    0% p.a. on balance transfers for 6 months for new cardholders; reverts to the cash advance rate (currently 21.99% p.a.) after 6 months.

  • Interest Free Periods
    More details

    Up to 44 interest-free days on retail purchases when the closing balance is paid in full by the due date.

  • Installment Plans
    More details

    Pay off eligible statement or transaction purchases in fixed monthly instalments at a special rate over a set term.

  • Online Banking Features
    More details

    Qantas Money Credit Cards App and Online Access to view balance, due dates and transactions (iOS 15+/Android 10+).

  • Travel Insurance
    Up to $15,000 cover · trips up to 180 days
    More details

    Complimentary Chubb travel insurance for cardholders and additional cardholders on return trips (up to 180 days overseas / 14 days domestic), with unlimited overseas medical and trip cancellation cover, $250 excess; eligibility requires paying the return airfare/cruise to the card.

  • Rental Vehicle Insurance
    More details

    Rental vehicle excess cover up to $5,000 per covered person overseas or $3,000 domestic, $250 excess, when the hire is paid to the card (hire under 30 days).

  • Transit Accident Insurance
    More details

    Public Transport Accident Cover for accidental death or permanent disablement while travelling on public transport.

  • Purchase Protection Insurance
    More details

    Card Purchase Cover for new eligible items bought on the card against loss, theft or accidental damage.

  • Extended Warranty Insurance
    More details

    Buyer's Advantage Cover extending the manufacturer's Australian warranty on eligible purchases bought on the card.

Benefit history

  • Extended Warranty InsuranceUpdated May 2026
  • Travel InsuranceUpdated May 2026
  • Purchase Protection InsuranceUpdated May 2026
  • Transit Accident InsuranceUpdated May 2026
  • Rental Vehicle InsuranceUpdated May 2026
  • Shopping BenefitsRemoved May 2026
  • Installment PlansUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • Balance Transfer OffersUpdated May 2026
  • Online Banking FeaturesUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • Status CreditsUpdated May 2026
  • Concierge ServiceUpdated May 2026
  • Lounge AccessUpdated May 2026
  • Flight DiscountsUpdated May 2026
  • Status CreditsUpdated May 2026
  • Shopping BenefitsUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • Rewards Program Elite StatusUpdated May 2026
  • Dining BenefitsUpdated May 2026
  • Installment PlansUpdated May 2026
  • Concierge ServiceUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • Travel InsuranceUpdated May 2026
  • Lounge AccessUpdated May 2026
  • Flight DiscountsUpdated May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+150,000sign-up bonus
+6,250from $5,000 spend
=156,250Qantas points
×1.6¢per point
=$2,500point value
$1,200first-year fees
=$1,300est. first-year value

Bonus Difficulty

Moderate

●●○

$56 per day required

First Year Cost

$1,200

annual fee

Estimated Bonus Value

$2500

Based on 1.6¢ per Qantas point

Earn Rate

Excellent

●●●●

1.25x Qantas points per $1

Travel Benefits

Lounge Access

2 Complimentary First Lounge Invitations and 2 additional Lounge Invitations per year

Did this help you make a decision?

Can I get this bonus if I've had a card from Qantas Premier before?

You generally need to wait 24 months after your last Qantas Premier sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

History
26 Jun 2025
2 changes
Link:
https://www.qantasmoney.com/credit-cards/premier-titaniumhttps://www.qantasmoney.com/credit-cards/titanium
Minimum Credit Limit:
6,000
22 Mar 2025
2 changes
Lounge Pass:
2 Qantas First Lounge Invitations and two additional Lounge Invitations per year2 Complimentary First Lounge Invitations and 2 additional Lounge Invitations per...
Minimum Credit Limit:
6,000
22 Jan 2025
2 changes
Lounge Pass:
2 Qantas First Lounge Invitations and two additional Lounge Invitations per year
Interest Rate:
20.0020.99
  • Expiration changed from 01/05/24 to no expiration
    2 years ago
  • Expiration changed from 29/11/23 to 01/05/24
    3 years ago
  • Offer extended to 29 November 2023
    3 years ago
  • Offer extended to April 2023
    4 years ago
  • Offer extend from 28/02/22 to 26/10/22
    4 years ago
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig