Image of MyCard Prestige credit card

MyCard Prestige

$700 first year annual fee
250,000 points
1.00 points per dollar
Spend $10,000 in 90 days

Offer Details

PremiumOffer Ended

Signup Bonus

250,000 points

MyCard

Minimum Spend

$10,000

within 3 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$700

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Lounge Access
15 per year, Priority Pass network lounges, selected airport restaurants (AUD$36 credit per visit)
Complimentary Priority Pass Membership with 15 lounge visits per 12-month period from registration, shared between primary cardholder and accompanying guests (1 visit entitlement per person per visit). Unused visits expire at end of each 12-month period. Visits can alternatively be used for AUD$36 off per person at selected airport restaurants. Must enrol at prioritypass.com/prestigeaumc.
Hotel Benefits
4th Night on Us with Luxury Escapes: book 4 consecutive nights and receive a credit back for one night, up to $1,000 credit per booking, 4 redemptions per calendar year. Credit value calculated as average nightly room rate. Promo code PRESTIGE4N required at checkout. Primary cardholders only. Back-to-back stays not allowed; minimum 7-day window between bookings.
Ride-sharing Benefits
Uber Premier $100 cashback: spend $100 or more in one transaction on Uber Premier (or other available ride options) via the Uber app and receive $100 cashback. Capped at 1 redemption per calendar year. Cashback credited within 8 weeks. Only available for travel within Australia. Excludes Uber Eats, Uber Pass, and Uber Gift Cards.
Travel Insurance
Complimentary international and domestic travel insurance provided by Allianz (AWP Australia Pty Ltd). Also includes rental vehicle excess coverage. Group policy issued to NAB; cardholders claim as third-party beneficiaries.
Purchase Protection Insurance
Complimentary purchase protection insurance provided by Allianz (AWP Australia Pty Ltd). Group policy issued to NAB.
Extended Warranty Insurance
Complimentary extended warranty insurance provided by Allianz (AWP Australia Pty Ltd). Group policy issued to NAB.
Rental Vehicle Insurance
Complimentary rental vehicle excess coverage provided by Allianz (AWP Australia Pty Ltd) as part of the complimentary insurance group policy.
Mobile Phone Insurance
Complimentary mobile phone insurance covering accidental damage and theft when monthly postpaid plan bill is paid with MyCard Prestige card. Provided by AIG Australia Limited. Must have a contract with a mobile phone provider and a monthly automatic billing arrangement.
Concierge Service
Personal concierge service available to primary cardholder, provided by Mastercard Travel & Lifestyle Services (Ten Lifestyle Management Limited).
No Additional Cardholder Fee
$0 additional cardholder fee. Up to 4 additional cardholders permitted, who must be at least 16 years old.
Points Transfer Benefits
Transfer MyCard Reward Points to loyalty partner programs including Velocity Frequent Flyer and Flybuys. The Velocity offer provides autoredemption to transfer points directly to Velocity membership.
Balance Transfer Offers
0% p.a. for 12 months on balance transfers requested at card application (Velocity offer). 3% balance transfer fee applies. Total balance transfers may not exceed 80% of credit limit. Reverts to cash advance rate (22.99% p.a.) after promotional period.
Interest Free Periods
Up to 44 days interest-free on retail purchases.
Shopping Benefits
Up to 15% off eligible Luxury Escapes hotels (10% on Australian 'Limited Time LUX Exclusive' hotels, 15% on international hotels, 10% on international tours). Max discount $500 for hotels, $250 for tours per transaction. Valid until 1 March 2027. Also 10% off selected Expedia and Wotif hotels via unique booking links, valid until 31 January 2027.
Installment Plans
MyCard Instalment Plan allows paying off eligible purchases at a set interest rate over a set term using existing credit limit. Subject to eligibility and account good standing.

I'd like to use my bonus for:

CraigCraig's Analysis

Bonus Difficulty

Hard

●●●

$111 per day required

First Year Cost

$700

annual fee

Estimated Bonus Value

$4000

Based on 1.6¢ per Qantas point

Earn Rate

Average

●●○○

1.00x MyCard points per $1

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