MyCard Prestige

Fees

Benefits

• Ride-sharing Benefits

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  Uber Premier $100 cashback: spend $100 or more in one transaction on Uber Premier (or other available ride options) via the Uber app and receive $100 cashback. Capped at 1 redemption per calendar year. Cashback credited within 8 weeks. Only available for travel within Australia. Excludes Uber Eats, Uber Pass, and Uber Gift Cards.

• Shopping Benefits

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  Up to 15% off eligible Luxury Escapes hotels (10% on Australian 'Limited Time LUX Exclusive' hotels, 15% on international hotels, 10% on international tours). Max discount $500 for hotels, $250 for tours per transaction. Valid until 1 March 2027. Also 10% off selected Expedia and Wotif hotels via unique booking links, valid until 31 January 2027.

• Lounge Access

  15 visits/year · Priority Pass

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  Complimentary Priority Pass membership with 15 airport lounge visit entitlements per 12-month period for the primary cardholder, shared with accompanying guests (one entitlement per person per visit); must enrol at prioritypass.com/prestigeaumc

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• Concierge Service

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  Complimentary personal concierge service for the primary cardholder, provided by Mastercard Travel & Lifestyle Services

• Hotel Benefits

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  4th Night on Us with Luxury Escapes (credit for one night on a four-consecutive-night booking, up to $1,000 per redemption, four times per calendar year, promo code PRESTIGE4N); up to 15% off Limited Time LUX Exclusive international Luxury Escapes hotels and 10% off Australian hotels (caps apply); 10% off selected Expedia hotels; 10% off selected Wotif hotels

• Points Transfer Benefits

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  Transfer MyCard Reward Points to loyalty partner programs including Flybuys and Velocity Frequent Flyer

• Balance Transfer Offers

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  0% p.a. for 6 months on balance transfers (no fee), or 0% p.a. for 12 months with a 3% balance transfer fee; reverts to the cash advance rate (currently 22.99% p.a.) after the promotional period

• Interest Free Periods

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  Up to 44 interest-free days on retail purchases

• Installment Plans

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  MyCard Instalment Plan lets you pay off eligible purchases at a set interest rate over a set term using part of your existing credit limit

• No Additional Cardholder Fee

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  No additional cardholder fee ($0); up to 4 existing additional cardholders permitted per account

• Travel Insurance

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  Complimentary international travel insurance (cardholders aged under 81) for trips up to 6 consecutive months and domestic travel insurance, when at least $500 of prepaid travel costs are charged to the card; includes overseas emergency medical/assistance up to $20 million

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• Purchase Protection Insurance

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  Eligible items charged in full to the card are covered against theft, accidental damage or permanent loss for 90 days from purchase, up to the purchase price (jewellery, watches and new works of art capped at $5,000 per claim; $200,000 per card account per year)

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• Extended Warranty Insurance

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  Extends an eligible item's Australian manufacturer's warranty by the same period, up to a maximum of one extra year (no cover if the manufacturer's warranty exceeds five years); up to $10,000 per item, $40,000 per card account per year

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• Rental Vehicle Insurance

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  Rental vehicle excess cover in Australia up to $10,000 for damage or theft when the full rental is charged to the card; $100 excess per claim

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• Mobile Phone Insurance

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  Covers accidental damage and theft of a mobile phone when the preceding month's postpaid plan bill is paid in full with the card; up to $1,000 per occurrence, $1,650 annual aggregate, $50 excess

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Benefit history

• CashbackRemoved May 2026
• Installment PlansUpdated May 2026
• Lounge AccessUpdated May 2026
• Interest Free PeriodsUpdated May 2026
• Balance Transfer OffersUpdated May 2026
• Points Transfer BenefitsUpdated May 2026
• No Additional Cardholder FeeUpdated May 2026
• Concierge ServiceUpdated May 2026
• Mobile Phone InsuranceUpdated May 2026
• Rental Vehicle InsuranceUpdated May 2026
• Extended Warranty InsuranceUpdated May 2026
• Purchase Protection InsuranceUpdated May 2026
• Travel InsuranceUpdated May 2026
• Hotel BenefitsUpdated May 2026