MyCard Premier

$300 first year annual fee

120,000 points

$10,000 min limit

1.00 points per dollar

Spend $7,000 in 90 days

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Offer Details

Premium

First Year Points

120,000 points

MyCard

Second Year Points

30,000 points

With $300 annual fee

Minimum Spend

$7,000

within 3 months

Cash Bonus

$72Priority Pass lounge credit (2 visits × $36)

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$300

Ongoing Annual Fee

$300

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia

Craig's Analysis

120,000 bonus + 7,000 from $7,000 spend

63,500 Velocity pts × 1.7¢/pt = $1,080

+ $72 cashback

− $300 first year fees

Est. profit $852

Sydney → London · Business (150,000 pts/way)

42% of one way trip

Points via Air Canada

Bonus Difficulty

Moderate

●●○

$78 per day required

First Year Cost

$300

annual fee

Estimated Bonus Value

$1080

Based on 1.7000000000000002¢ per Velocity point

Earn Rate

Average

●●○○

1.00x MyCard points per $1

Travel Benefits

Lounge Access

Priority Pass – one digital Standard membership with two complimentary lounge visits per 12-month membership (primary cardholder only)

Did this help you make a decision?

63,500 Velocity points

0.50 points per dollar

Points transfer 2 MyCard points 1 Velocity points

Other offers for this card

MyCard Premier Velocity