MyCard Premier

2 per year, Priority Pass (1,700+ lounges worldwide)

2 complimentary Priority Pass lounge visits per 12-month membership period for primary cardholder across 1,700+ airport lounges worldwide. Must enrol at prioritypass.com/premieraumc and download the Priority Pass app. Alternatively, each visit entitlement can be used for AUD$36 off at selected airport restaurants. Additional visits and guest visits charged at Priority Pass standard rates.

Complimentary international and domestic travel insurance. Group policy issued by Allianz Australia Insurance Limited (via AWP Australia / Allianz Global Assistance) to NAB.

Covers Accidental Damage and Theft when monthly postpaid mobile phone plan bill is paid with the MyCard Premier card. Must have a contract with a mobile phone provider and a monthly automatic billing arrangement. Cover issued by AIG Australia Limited.

Complimentary purchase protection insurance on eligible purchases. Issued by Allianz Australia Insurance Limited.

Complimentary extended warranty insurance on eligible purchases. Issued by Allianz Australia Insurance Limited.

Complimentary rental vehicle excess insurance included in the complimentary insurance group policy issued by Allianz Australia Insurance Limited.

Personal concierge service available to the primary cardholder. Provided by Mastercard Travel & Lifestyle Services via Ten Lifestyle Management Limited.

$0 additional cardholder fee. Up to 4 additional cardholders permitted, who must be at least 16 years old.

0% p.a. for 12 months on balance transfers requested at card application (Velocity offer). 3% Balance Transfer Fee applies. Total balance transfers may not exceed 80% of credit limit. Reverts to Cash Advance rate (currently 22.99% p.a.) after promotional period. Excludes balances from MyCard branded unsecured credit products.

Up to 44 days interest-free on retail purchases.

MyCard Instalment Plan allows paying off eligible purchases at a set interest rate over a set term. Uses part of existing credit limit. Subject to account being in good standing.

Transfer MyCard Reward Points to loyalty partner programs including Flybuys and Velocity Frequent Flyer. Autoredemption available for Velocity to automatically convert points.

Up to 15% off Luxury Escapes hotels (10% domestic, 15% international, max $250 discount per transaction, code MYLUXPROMO, valid until 1 March 2027). 10% off selected Expedia hotels (via expedia.com.au/traveloffer, valid until 31 January 2027). 10% off selected Wotif hotels (via wotif.com/traveloffer, valid until 31 January 2027).