MyCard Premier

Fees

Benefits

• Lounge Access

  2 visits/year · Priority Pass

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  Complimentary digital Priority Pass Standard Membership for the primary cardholder with 2 complimentary lounge visits per 12-month membership year (1,700 lounges worldwide); must enrol at prioritypass.com/premieraumc; additional and guest visits charged at standard rates

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• Concierge Service

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  Complimentary personal concierge service for the primary cardholder, provided by Mastercard Travel & Lifestyle Services

• Hotel Benefits

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  Up to 15% off eligible Luxury Escapes hotels and 10% off selected Expedia and Wotif hotels; max discount $250 per transaction on Luxury Escapes, promo codes apply

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• Points Transfer Benefits

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  Transfer MyCard Reward Points to loyalty partner programs including Flybuys and Velocity Frequent Flyer

• No Additional Cardholder Fee

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  No additional cardholder fee ($0); up to 4 additional cardholders per account

• Balance Transfer Offers

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  0% p.a. for 6 months on balance transfers (no fee), or 0% p.a. for 12 months on balance transfers with a 3% balance transfer fee depending on offer chosen; reverts to cash advance rate (currently 22.99% p.a.) after the promotional period

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• Interest Free Periods

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  Up to 44 interest-free days on retail purchases

• Installment Plans

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  MyCard Instalment Plan lets eligible cardholders pay off eligible purchases at a set interest rate over a set term using part of the existing credit limit

• Travel Insurance

  Up to $20,000,000 cover · trips up to 180 days

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  Complimentary international travel insurance for trips up to 6 months when at least $500 of prepaid travel costs are charged to the card (cardholders aged under 81), with overseas emergency medical and assistance cover up to $20 million; complimentary domestic travel insurance also available for trips up to 28 days

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• Purchase Protection Insurance

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  Eligible items charged to the card covered against theft, accidental damage or permanent loss for 90 days from purchase; jewellery, watches and new works of art limited to $5,000 per claim, up to $200,000 per card account in any 12-month period; no excess

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• Extended Warranty Insurance

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  Extends the manufacturer's Australian warranty on eligible items charged to the card by up to one additional year (no cover if manufacturer's warranty exceeds 5 years); up to $10,000 per item and $40,000 per card account in any 12-month period; no excess

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• Rental Vehicle Insurance

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  Rental vehicle excess insurance in Australia covering damage or theft excess up to $10,000 per rental period when the entire rental is charged to the card; $100 excess per claim

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• Mobile Phone Insurance

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  Covers accidental damage or theft of an eligible postpaid mobile phone when the preceding month's postpaid bill is paid in full with the card; up to $1,000 per occurrence and $1,650 annual aggregate, $50 excess

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Benefit history

• Lounge AccessUpdated May 2026
• Hotel BenefitsUpdated May 2026
• Points Transfer BenefitsUpdated May 2026
• Installment PlansUpdated May 2026
• Interest Free PeriodsUpdated May 2026
• Balance Transfer OffersUpdated May 2026
• No Additional Cardholder FeeUpdated May 2026
• Concierge ServiceUpdated May 2026
• Rental Vehicle InsuranceUpdated May 2026
• Extended Warranty InsuranceUpdated May 2026
• Purchase Protection InsuranceUpdated May 2026
• Mobile Phone InsuranceUpdated May 2026
• Travel InsuranceUpdated May 2026