MyCard Premier Qantas

Fees

Benefits

• Lounge Access

  2 visits/year · Priority Pass

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  Complimentary digital Priority Pass Standard Membership with 2 complimentary lounge visits per 12-month membership year for the primary cardholder; must enrol at prioritypass.com/premieraumc to activate. Additional and guest visits charged at standard rates.

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• Concierge Service

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  Complimentary personal concierge service for the primary cardholder, provided by Mastercard Travel & Lifestyle Services (Ten Lifestyle Management).

• Hotel Benefits

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  Up to 15% off Limited Time LUX Exclusive Luxury Escapes hotels (10% domestic, 15% international) and 10% off international tours, max discount $250 per transaction; plus 10% off selected Expedia and Wotif hotels.

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• Points Transfer Benefits

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  Earn Qantas Points on eligible transactions: 1 point per $1 international/online spend, 0.5 points per $1 other domestic spend; capped at 100,000 points per 12-month period. Must be a Qantas Frequent Flyer member.

• Balance Transfer Offers

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  0% p.a. for 12 months on balance transfers requested at application; 3% balance transfer fee applies; reverts to cash advance rate (22.99% p.a.) after the promotional period. Total transfers may not exceed 80% of credit limit.

• Installment Plans

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  Pay off eligible purchases over a set term via a MyCard Instalment Plan, using part of the existing credit limit, subject to eligibility.

• Interest Free Periods

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  Up to 44 interest-free days on retail purchases.

• No Additional Cardholder Fee

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  No additional cardholder fee ($0); up to 4 existing additional cardholders permitted per account.

• Travel Insurance

  Up to $20,000,000 cover · trips up to 180 days

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  Complimentary international travel insurance for trips up to 6 months (up to $20 million overseas emergency medical/assistance) plus domestic travel insurance for trips up to 28 days, when minimum prepaid travel costs are charged to the card account.

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• Rental Vehicle Insurance

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  Rental vehicle excess insurance in Australia covering damage or theft up to $10,000 per rental period when the full rental cost is charged to the card account; $100 excess.

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• Purchase Protection Insurance

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  Eligible items bought on the card covered against theft, accidental damage or permanent loss for 90 days; up to $200,000 per card account per 12 months ($5,000 limit for jewellery, watches and new works of art).

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• Extended Warranty Insurance

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  Extends the manufacturer's Australian warranty by an equal period up to a maximum of 1 year on eligible purchases charged to the card; up to $10,000 per item, $40,000 per card account per 12 months. No cover if manufacturer's warranty exceeds 5 years.

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• Mobile Phone Insurance

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  Covers accidental damage or theft of a postpaid mobile phone when the preceding month's postpaid bill is paid in full with the card; up to $1,000 per occurrence, $1,650 annual aggregate, $50 excess.

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Benefit history

• Lounge AccessUpdated May 2026
• Installment PlansUpdated May 2026
• Interest Free PeriodsUpdated May 2026
• Balance Transfer OffersUpdated May 2026
• Concierge ServiceUpdated May 2026
• No Additional Cardholder FeeUpdated May 2026
• Extended Warranty InsuranceUpdated May 2026
• Purchase Protection InsuranceUpdated May 2026
• Mobile Phone InsuranceUpdated May 2026
• Travel InsuranceUpdated May 2026