Image of Citi Premier - Bonus Points offer credit card

Citi Premier - Bonus Points offer

$300 first year annual fee
120,000 points
$10,000 min limit
1.00 points per dollar
Spend $7,000 in 90 days

    Summary

    Premium

    Key Highlights

    • 120,000 bonus points
    • $300 annual fee

    Offer Details

    Signup Bonus

    120,000 points

    CitiRewards

    Minimum Spend

    $7,000

    within 3 months

    Ongoing Earn Rate

    1.00x points per $1 spent

    Second Year Bonus

    30,000 points

    With $300 annual fee

    Fees

    First Year Annual Fee

    $300

    Ongoing Annual Fee

    $300

    From year 2 onwards

    Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

    Benefits

    Lounge Access
    One complimentary digital Priority Pass Standard Membership with two complimentary lounge visits per year for the primary cardholder only. Enrollment required at www.prioritypass.com/premieraumc. Additional visits and guest visits charged at standard rates. Visits reset annually.
    Hotel Benefits
    Up to 15% off Limited Time LUX Exclusive international hotel offers and 10% off Limited Time LUX Exclusive Australian hotel offers (up to $250 discount per booking) booked by 1 March 2026. Also 10% off selected hotels on Expedia or Wotif with bookings by 31 January 2026 and stays completed by 30 June 2026.
    Flight Discounts
    5% discount on international flights from Australia booked via Trip.com with promo code and payment by eligible Citi Credit Card. Booking by 31 December 2025 for travel by 30 September 2026. No blackout dates.
    Subscription Benefits
    $10 monthly cashback on BINGE Standard or Premium monthly subscription paid with eligible Citi Premier Credit Card until 31 October 2025. Cashback credited monthly to card account statement.
    Travel Insurance
    Complimentary International and Domestic Travel Insurance included with the Citi Premier Credit Card. Details available at the provided insurance link.
    Mobile Phone Insurance
    Complimentary Mobile Phone Insurance covering Accidental Damage and Theft when monthly mobile plan bill is paid with the Citi Premier Credit Card.
    Shopping Benefits
    Automatic cashback offers from participating stores with no opt-in or registration required when spending with the Citi Premier Credit Card.
    Concierge Service
    24/7 personalised concierge service for travel, dining, and entertainment bookings and experiences for the primary cardholder.
    Balance Transfer Offers
    0% p.a. interest rate for 6 months on balance transfers made within 3 months of card approval, up to 80% of credit limit. Balance transfer fee waived. After 6 months, rate reverts to cash advance rate of 22.99% p.a.
    Interest Free Periods
    Up to 44 days interest-free on retail purchases if full closing balance is paid by due date. No interest-free period on cash advances or balance transfers.
    No Additional Cardholder Fee
    No fee for up to 4 additional cardholders aged 16 years or older.
    Installment Plans
    Eligible purchases can be paid off at a fixed interest rate over a set term with Citi Instalment Plan (Fixed Payment Option).
    Points Transfer Benefits
    Citi reward Points can be transferred to various airline and other loyalty programs including Flybuys, Singapore Airlines KrisFlyer, and Velocity Frequent Flyer. Points may take up to 28 business days to appear in loyalty accounts.

    Expert Analysis

    Bonus Difficulty

    Moderate

    ●●○

    $78 per day required

    First Year Cost

    $300

    annual fee

    Estimated Bonus Value

    $1207

    Based on 1.9¢ per Velocity point

    Earn Rate

    Average

    ●●○○

    1.00x CitiRewards points per $1

    Travel Benefits

    Lounge Access

    Complimentary airport lounge access with two visits every year when you enrol in Priority Pass™️.

    RWRDS Insight

    This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

    I'd like to use my 127,000 bonus points for:

    63,500 Velocity points
    0.50 points per dollar
    Points transfer 2 CitiRewards points 1 Velocity points

    History
    22/03/2025
    3 changes
    Successfully Scraped At:
    15/08/2025
    Lounge Pass:
    2x Priority Pass (Receive two complimentary airport lounge visits every year whe...Complimentary airport lounge access with two visits every year when you enrol in...
    Interest Rate:
    2122.49
    07/12/2024
    2 changes
    Notes:
    Annual fee: $150 in the first year and each subsequent year if you spend $48,000...
    Annual Fee:
    $150$300
    24/11/2024
    2 changes
    Bonus:
    150,000120,000
    Second Year Bonus:
    50,00030,000
    • Expiration changed from 30/04/24 to no expiration
      a year ago
    • Offer extended to 30/04/24
      2 years ago
    • Offer extended to 25 October 2023
      2 years ago
    • Spend increased from $4k to $7k
      3 years ago
    • Bonus increased from 130k to 150k first year, 50k second year, offer extended to 31/01/23
      3 years ago
    • Offer extended to 30/11/22
      3 years ago
    • Offer extended from 29/06/22 to 31/08/22
      3 years ago
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    Hey all! Hope you are enjoying the site.

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    Craig