Image of Citi Premier - Bonus Points offer credit card

Citi Premier - Bonus Points offer

$150 first year annual fee
150,000 points
$10,000 min limit
1.00 points per dollar
Spend $7,000 in 90 days

Offer Details

Mid-TierOffer Ended

First Year Points

150,000 points

CitiRewards

Second Year Points

50,000 points

With $300 annual fee

Minimum Spend

$7,000

within 3 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$150

Ongoing Annual Fee

$300

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Lounge Access
One complimentary digital Priority Pass Standard Membership with two complimentary lounge visits per year for the primary cardholder only. Enrollment required at www.prioritypass.com/premieraumc. Additional visits and guest visits charged at standard rates. Visits reset annually.
Hotel Benefits
Up to 15% off Limited Time LUX Exclusive international hotel offers and 10% off Limited Time LUX Exclusive Australian hotel offers (up to $250 discount per booking) booked by 1 March 2026. Also 10% off selected hotels on Expedia or Wotif with bookings by 31 January 2026 and stays completed by 30 June 2026.
Flight Discounts
5% discount on international flights from Australia booked via Trip.com with promo code and payment by eligible Citi Credit Card. Booking by 31 December 2025 for travel by 30 September 2026. No blackout dates.
Subscription Benefits
$10 monthly cashback on BINGE Standard or Premium monthly subscription paid with eligible Citi Premier Credit Card until 31 October 2025. Cashback credited monthly to card account statement.
Travel Insurance
Complimentary International and Domestic Travel Insurance included with the Citi Premier Credit Card. Details available at the provided insurance link.
Mobile Phone Insurance
Complimentary Mobile Phone Insurance covering Accidental Damage and Theft when monthly mobile plan bill is paid with the Citi Premier Credit Card.
Shopping Benefits
Automatic cashback offers from participating stores with no opt-in or registration required when spending with the Citi Premier Credit Card.
Concierge Service
24/7 personalised concierge service for travel, dining, and entertainment bookings and experiences for the primary cardholder.
Balance Transfer Offers
0% p.a. interest rate for 6 months on balance transfers made within 3 months of card approval, up to 80% of credit limit. Balance transfer fee waived. After 6 months, rate reverts to cash advance rate of 22.99% p.a.
Interest Free Periods
Up to 44 days interest-free on retail purchases if full closing balance is paid by due date. No interest-free period on cash advances or balance transfers.
No Additional Cardholder Fee
No fee for up to 4 additional cardholders aged 16 years or older.
Installment Plans
Eligible purchases can be paid off at a fixed interest rate over a set term with Citi Instalment Plan (Fixed Payment Option).
Points Transfer Benefits
Citi reward Points can be transferred to various airline and other loyalty programs including Flybuys, Singapore Airlines KrisFlyer, and Velocity Frequent Flyer. Points may take up to 28 business days to appear in loyalty accounts.
CraigCraig's Analysis

Bonus Difficulty

Moderate

●●○

$78 per day required

First Year Cost

$150

annual fee

Earn Rate

Average

●●○○

1.00x CitiRewards points per $1

Travel Benefits

Lounge Access

2x Priority Pass (Receive two complimentary airport lounge visits every year when you enrol in Priority PassTM).

Did this help you make a decision?

$600 of profit after meeting spend requirements
+ $750 Woolworths gift cards
- $150
annual fee

$500
x 1
$200
x 1
$50
x 1
in Woolworths gift cards, $750 total, with 600 points remaining.
$500
x 1
$200
x 1
$50
x 1
in Coles gift cards, $750 total, with 600 points remaining.


History
22 Mar 2025
2 changes
Lounge Pass:
2x Priority Pass (Receive two complimentary airport lounge visits every year whe...Complimentary airport lounge access with two visits every year when you enrol in...
Interest Rate:
21.0022.49
7 Dec 2024
2 changes
Notes:
Annual fee: $150 in the first year and each subsequent year if you spend $48,000...
Annual Fee:
$150$300
24 Nov 2024
2 changes
Bonus:
150,000120,000
Second Year Bonus:
50,00030,000
  • Expiration changed from 30/04/24 to no expiration
    2 years ago
  • Offer extended to 30/04/24
    3 years ago
  • Offer extended to 25 October 2023
    3 years ago
  • Spend increased from $4k to $7k
    3 years ago
  • Bonus increased from 130k to 150k first year, 50k second year, offer extended to 31/01/23
    4 years ago
  • Offer extended to 30/11/22
    4 years ago
  • Offer extended from 29/06/22 to 31/08/22
    4 years ago
Craig

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— Craig