Bankwest Qantas World Mastercard
Offer Details
First Year Points
80,000 points
Qantas
Second Year Points
20,000 points
With $320 annual fee
Minimum Spend
$35,000
within 5 months
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$320
Ongoing Annual Fee
$320
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Digital Wallet Integration
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Digital wallet support in the Bankwest app; start spending instantly without needing a physical card.
- Digital Card Issuance
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Create a single-use or multi-use virtual card in the Bankwest app to make purchases without using your regular card details.
- Online Banking Features
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In-app money tools: view what you owe, get repayment alerts, track transactions/subscriptions/spending, log in with biometrics, lock cards, and get notified of unusual activity.
- Installment Plans
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Easy Instalments: spread the cost of up to five eligible purchases over four monthly instalments at 0% p.a.
- No Annual Fee
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No credit card annual fee when the Bankwest Qantas World Mastercard is held as an eligible card under the Complete Home Loan Package.
- No International Transaction Fee
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No foreign transaction fees for World Mastercard customers (0% foreign transaction fee); no overseas ATM fees charged by Bankwest, though overseas ATM operators may still charge their own fee.
- Interest Free Periods
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Up to 44 days interest free on purchases (not applicable to cash advances or balance transfers).
- Balance Transfer Offers
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2.99% p.a. introductory rate on balance transfers for the first 9 months after card approval (excluding Bankwest Card conversion transfers), reverting to the ongoing 19.99% p.a. rate; no promotional balance transfer fee.
- Travel Insurance
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Complimentary Overseas Travel Insurance for World Mastercard cardholders: overseas emergency medical and hospital expenses unlimited, hospital incidentals up to $15,000, personal liability up to $2,500,000, accidental death $25,000 cardholder plus $25,000 spouse, baggage and personal goods up to $20,000 cardholder-only or $30,000 with family, additional expenses unlimited, cancellation costs up to $15,000 cardholder-only or $20,000 with family. Covers journeys up to 6 consecutive months, extendable to a maximum of 12 months by applying for a paid Upgraded Benefits premium.
- Transit Accident Insurance
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Transit Accident cover for international trips fully paid on the card: from $250,000 up to $500,000 per person depending on the extent of injury; $2,500,000 aggregate limit for one accident.
- Purchase Protection Insurance
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Purchase Security cover for personal goods charged to the card: pays the actual amount charged to card (or market value if purchased through points); $3,000 sub-limit for jewellery, watches and fine arts; $125,000 overall limit in a 12-month period; $250 excess applies.
- Extended Warranty Insurance
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Extended Warranty cover on eligible purchases charged to the card: pays the actual amount charged to card (or market value if purchased through points), up to a $30,000 overall limit in a 12-month period; $250 excess applies.
Benefit history
- Shopping BenefitsRemoved Aug 2026
- Transit Accident InsuranceUpdated Aug 2026
- Extended Warranty InsuranceUpdated Aug 2026
- Purchase Protection InsuranceUpdated Aug 2026
- Travel InsuranceUpdated Aug 2026
- No Annual FeeUpdated Aug 2026
- Interest Free PeriodsUpdated Aug 2026
- Balance Transfer OffersUpdated Aug 2026
- Digital Card IssuanceUpdated Aug 2026
- Digital Wallet IntegrationUpdated Aug 2026
- No International Transaction FeeUpdated Aug 2026
- Online Banking FeaturesRemoved Jul 2026
- Rental Vehicle InsuranceRemoved Jul 2026
- Purchase Protection InsuranceUpdated Jul 2026
- Travel InsuranceUpdated Jul 2026
- Extended Warranty InsuranceUpdated Jul 2026
- Transit Accident InsuranceUpdated Jul 2026
- Balance Transfer OffersUpdated Jul 2026
- Interest Free PeriodsUpdated Jul 2026
- Points Transfer BenefitsRemoved Jul 2026
- Installment PlansUpdated Aug 2026
- Digital Card IssuanceUpdated Jul 2026
- Digital Wallet IntegrationUpdated Jul 2026
- No Foreign Currency Conversion FeeRemoved Jul 2026
- No International Transaction FeeUpdated Jul 2026
- No Annual FeeUpdated Jul 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Hard
●●●$233 per day required
First Year Cost
$320
annual fee
Bonus Value
$550
115,000 points redeemed in Woolworths gift cards
Earn Rate
Excellent
●●●●1.00x Qantas points per $1
Did this help you make a decision?
Can I get this bonus if I've had a card from Bankwest before?
You generally need to wait 24 months after your last Bankwest sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →Earn 1 pt/$1 on first $5,000/month then 0.5 pts/$1. Second year bonus of 20k requires keeping account open for 15 continuous months. No foreign transaction fees.