Bank of Melbourne Amplify Rewards Platinum
$99 first year annual fee
75,000 points
$6,000 min limit
1.25 points per dollar
Spend $3,000 in 90 days
Offer Details
Low Fee
First Year Points
75,000 points
Bank of Melbourne
Second Year Points
25,000 points
With $175 annual fee
Minimum Spend
$3,000
within 3 months
Ongoing Earn Rate
1.25x points per $1 spent
Fees
First Year Annual Fee
$99
Ongoing Annual Fee
$175
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
Travel Insurance
Up to 3 months complimentary international travel insurance including rental vehicle excess cover in Australia and interstate flight inconvenience insurance.
Extended Warranty Insurance
Extended warranty insurance provided on eligible purchases.
Purchase Protection Insurance
Purchase protection insurance for up to 4 months on eligible purchases.
Transit Accident Insurance
Overseas transit accident insurance included.
No Additional Cardholder Fee
Complimentary additional cardholder card for a second cardholder aged 16 or over with no additional cardholder fee.
Digital Wallet Integration
Card supports mobile wallet payments including Apple Pay, Google Pay, and Samsung Pay.
Interest Free Periods
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
Hotel Benefits
Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay.
Points Transfer Benefits
Amplify Points can be transferred to partner airline frequent flyer programs and other transfer partner reward programs.
I'd like to use my bonus for:
Craig's Analysis75,000 bonus + 3,750 from $3,000 spend
39,375 Velocity pts × 1.7¢/pt = $669
− $99 first year fees
Est. profit $570
Bonus Difficulty
Easy
●○○$33 per day required
First Year Cost
$99
annual fee
Earn Rate
Average
●●○○1.25x Bank of Melbourne points per $1
Did this help you make a decision?
39,375 Velocity points
0.63 points per dollar
Points transfer 2 Bank of Melbourne points 1 Velocity points
Hi all,
I'm trying to complete this page, but I don't currently have a Bank of Melbourne card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.
Craig
History
19 Mar 2026
1 changes
Points Per Dollar:
1.001.25
23 Jan 2026
0 changes
20 Jan 2026
0 changes
20 Jan 2026
1 changes
Points Per Dollar:
1.251.00
23 Sep 2025
4 changes
Second Year Annual Fee:
$124$175
Bonus:
90,00075,000
Second Year Bonus:
30,00025,000
Points Per Dollar:
1.001.25
26 Mar 2025
4 changes
Expiration Date:
25 Mar 2025
Annual Fee:
$49$99
Bonus:
100,00090,000
Second Year Bonus:
030,000
25 Jan 2025
2 changes
Expiration Date:
30 Apr 202525 Mar 2025
Interest Rate:
19.0020.99
- Expiration changed from 30/04/24 to 31/07/242 years ago
- Expiration changed from 06/11/23 to 30/04/24, Bonus from 90K to 100K2 years ago
- Offer expiry moved from 30/11 to 6/112 years ago
- Annual fee increased from $99 to $1243 years ago
- Offer extended to 19 july 20233 years ago
- Annual fee increased from $29 to $49. Bonus lowered from 100k to 90k3 years ago
- Bonus reduced from 130k to 100k, first year annual fee reduced from $49 to $294 years ago
- Offer extended from 24/02/22 to 02/03/224 years ago
- This card is now added and tracked.4 years ago