Bank of Melbourne Amplify Rewards Platinum

$99 first year annual fee

75,000 points

$6,000 min limit

1.25 points per dollar

Spend $3,000 in 90 days

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Hi all,

I'm trying to complete this page, but I don't currently have a Bank of Melbourne card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.

Craig

Summary

Low Fee

Key Highlights

• 75,000 bonus points
• $99 annual fee
• 1.25x points per $1

Offer Details

Signup Bonus

75,000 points

Bank of Melbourne

Minimum Spend

$3,000

within 3 months

Ongoing Earn Rate

1.25x points per $1 spent

Second Year Bonus

25,000 points

With $175 annual fee

Fees

First Year Annual Fee

$99

Ongoing Annual Fee

$175

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Travel Insurance

Up to 3 months complimentary international travel insurance including rental vehicle excess cover in Australia and interstate flight inconvenience insurance.

Extended Warranty Insurance

Extended warranty insurance provided on eligible purchases.

Purchase Protection Insurance

Purchase protection insurance for up to 4 months on eligible purchases.

Transit Accident Insurance

Overseas transit accident insurance included.

No Additional Cardholder Fee

Complimentary additional cardholder card for a second cardholder aged 16 or over with no additional cardholder fee.

Digital Wallet Integration

Card supports mobile wallet payments including Apple Pay, Google Pay, and Samsung Pay.

Interest Free Periods

Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.

Hotel Benefits

Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay.

Points Transfer Benefits

Amplify Points can be transferred to partner airline frequent flyer programs and other transfer partner reward programs.

Expert Analysis

Bonus Difficulty

Easy

●○○

$33 per day required

First Year Cost

$99

annual fee

Estimated Bonus Value

$499

Based on 1.9¢ per KrisFlyer mile

Earn Rate

Average

●●○○

1.25x Bank of Melbourne points per $1

RWRDS Insight

This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

I'd like to use my 78,750 bonus points for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

26,250 Krisflyer miles

0.42 miles per dollar

Points transfer 3 Bank of Melbourne points 1 Krisflyer miles

History

23/09/2025

5 changes

Successfully Scraped At:

23/09/202517/10/2025

Second Year Annual Fee:

$124$175

Bonus:

90,00075,000

Second Year Bonus:

30,00025,000

Points Per Dollar:

11.25

26/03/2025

5 changes

Successfully Scraped At:

23/09/2025

Expiration Date:

25/03/2025

Annual Fee:

$49$99

Bonus:

100,00090,000

Second Year Bonus:

030,000

25/01/2025

2 changes

Expiration Date:

30/04/202525/03/2025

Interest Rate:

1920.99

Expiration changed from 30/04/24 to 31/07/24
2 years ago
Expiration changed from 06/11/23 to 30/04/24, Bonus from 90K to 100K
2 years ago
Offer expiry moved from 30/11 to 6/11
2 years ago
Annual fee increased from $99 to $124
2 years ago
Offer extended to 19 july 2023
2 years ago
Annual fee increased from $29 to $49. Bonus lowered from 100k to 90k
3 years ago
Bonus reduced from 130k to 100k, first year annual fee reduced from $49 to $29
4 years ago
Offer extended from 24/02/22 to 02/03/22
4 years ago
This card is now added and tracked.
4 years ago