ANZ Rewards Black

$375 first year annual fee
180,000 points
$15,000 min limit
2 points per dollar
Spend $3,000 in 90 days
Disclaimer: I do not receive any benefit based on you applying for the credit card. I am not suggesting the you apply for a particular credit contract with a particular credit provider, I'm just taking the online numbers and putting them here.

  • Mid-range annual fee
  • Mid-range spend requirements to earn bonus

I'd like to use my 186,000 bonus points for:

$595 of profit after meeting spend requirements
+ $820 Woolworths gift cards
+ $150 credit on card extra bonus
- $375 annual fee

$200
x 4
$20
x 1
in Woolworths gift cards, $820 total, with 3,775 points remaining.
$250
x 3
$50
x 1
in Coles gift cards, $800 total, with 8,205 points remaining.

History
  • a year ago - Good News
    Bonus increased from 150k to 180k
  • 2 years ago - Good News
    Bonus increased from 80k to 150k, $150 cashback added, spend increased to from $2k to $3k
  • 2 years ago - Bad News
    2022-07-22
  • 2 years ago - Bad News
    Bonus decreased from 180,000 to 80,000. Overall profit reduced from $820 to $370.
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Hey all! Hope you are enjoying the site.

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Craig