ANZ Rewards Black

$375 first year annual fee
180,000 points
$15,000 min limit
2.00 points per dollar
Spend $3,000 in 90 days
Disclaimer: I do not receive any benefit based on you applying for the credit card. I am not suggesting the you apply for a particular credit contract with a particular credit provider, I'm just taking the online numbers and putting them here.

    I'd like to use my 186,000 bonus points for:

    $595 of profit after meeting spend requirements
    + $820 Woolworths gift cards
    + $150 credit on card extra bonus
    - $375 annual fee

    x 4
    x 1
    in Woolworths gift cards, $820 total, with 3,775 points remaining.
    x 3
    x 1
    in Coles gift cards, $800 total, with 8,205 points remaining.

    • a year ago - Good News
      Bonus increased from 150k to 180k
    • 2 years ago - Good News
      Bonus increased from 80k to 150k, $150 cashback added, spend increased to from $2k to $3k
    • 2 years ago - Bad News
    • 2 years ago - Bad News
      Bonus decreased from 180,000 to 80,000. Overall profit reduced from $820 to $370.

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