ANZ Frequent Flyer Black (Existing Customers)

$425 first year annual fee
160,000 points
$15,000 min limit
1.00 points per dollar
Spend $3,000 in 90 days

Offer Details

PremiumOffer Ended

Signup Bonus

160,000 points

Qantas

Minimum Spend

$3,000

within 3 months

Cash Bonus

$225Cashback

Offer Expires

October 13, 2022

4 years ago

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$425

Ongoing Annual Fee

$425

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Travel Insurance
Complimentary travel insurance including cover for rental vehicle excess in Australia when travel is purchased using the ANZ Frequent Flyer Black credit card. Terms, conditions, limits, and eligibility criteria apply.
Purchase Protection Insurance
Complimentary Purchase Protection Insurance on purchases made with the ANZ credit card. Terms, conditions, limits, and eligibility criteria apply.
Extended Warranty Insurance
Complimentary Extended Warranty Insurance on purchases made with the ANZ credit card. Terms, conditions, limits, and eligibility criteria apply.
Buy Now Pay Later
ANZ Instalment Plans allow repayment of eligible credit card purchases over 3, 6, or 12 months. Approval, eligibility, terms, and fees apply.
Concierge Service
24/7 personal concierge service available for domestic and international restaurant or hotel bookings, gift ideas, travel recommendations, and more. Contact via phone.
Balance Transfer Offers
Balance transfer facility available to transfer outstanding balances from non-ANZ credit or store cards to consolidate debts into one repayment.
Shopping Benefits
Earn cashback plus Qantas Points from over 2,000 retailers when shopping through Cashrewards, a third-party cashback program.
Digital Wallet Integration
ANZ Frequent Flyer Black credit card is compatible with digital wallets including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay for mobile payments.
Lounge Access
Two complimentary Qantas Club lounge invitations per year for ANZ Frequent Flyer Black cardholders, valid for Qantas Club and Qantas operated International Business Lounges only. Invitations are single-entry and valid for 12 months from issue.

I'd like to use my bonus for:

CraigCraig's Analysis
160,000 bonus + 3,000 from $3,000 spend
163,000 Qantas pts × 1.6¢/pt = $2,608
+ $225 cashback
− $425 first year fees
Est. profit $2,408

Bonus Difficulty

Easy

●○○

$33 per day required

First Year Cost

$425

annual fee

Estimated Bonus Value

$2608

Based on 1.6¢ per Qantas point

Earn Rate

Excellent

●●●●

1.00x Qantas points per $1

Travel Benefits

Lounge Access

Two complimentary Qantas Club lounge invitations each year - request by calling the ANZ Personal Concierge on 1300 580 765

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Craig

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