Westpac Altitude Qantas Platinum
Offer Details
First Year Points
70,000 points
Qantas
Second Year Points
30,000 points
With $175 annual fee
Minimum Spend
$4,000
within 3 months
Ongoing Earn Rate
0.35x points per $1 spent
Fees
First Year Annual Fee
$175
Ongoing Annual Fee
$175
From year 2 onwards
Program Fee
$75
Additional fee for reward program participation
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Travel Insurance
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Up to 6 months complimentary international travel insurance cover when eligibility criteria are met, including prepaying $500 of travel costs and holding a return overseas ticket before departure from Australia.
- Rental Vehicle Insurance
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Rental vehicle excess cover in Australia included as part of complimentary insurances.
- Purchase Protection Insurance
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Up to 4 months purchase protection insurance on eligible purchases as per the Credit Card Complimentary Insurance Policy.
- Extended Warranty Insurance
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Up to 24 months extended warranty insurance cover in addition to the manufacturer's Australian warranty on eligible purchases.
- Transit Accident Insurance
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Overseas transit accident insurance covers accidental death or injury when traveling overseas as a passenger on plane, bus, train or shorthaul ferry with tickets purchased on the card.
- No Additional Cardholder Fee
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One additional cardholder aged 16 years or older can be added at no extra cost.
- Digital Wallet Integration
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Card can be added to Apple Pay, Samsung Pay, and Google Pay digital wallets.
- Digital Card Issuance
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Instant Digital Card available from account opening before physical card arrives.
- Buy Now Pay Later
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PartPay feature allows splitting purchases into 4 payments over 6 weeks.
- Interest Free Periods
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Up to 45 days interest-free period on purchases when closing balance is paid in full by due date; excludes cash advances.
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$44 per day required
First Year Cost
$250
annual fee + $75 program fee
Earn Rate
Poor
●○○○0.35x Qantas points per $1
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- Expiration changed from 27/02/24 to 31/07/24, Bonus from 70K to 60K2 years ago
- Expiration changed from 30/04/24 to 27/02/242 years ago
- Expiration changed from 01/11/23 to 30/04/243 years ago
- Annual fee increased from $50 to $1243 years ago
- Annual fee increased from $99 to $1743 years ago
- Offer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html3 years ago
- Offer extended to 29th June 20233 years ago
- Bonus reduced from 75k to 70k, offer ends 31/12/224 years ago
- Offer extend from 24/02/22 to 30/06/224 years ago