Virgin Australia Velocity High Flyer Card

$329 first year annual fee

80,000 points

$15,000 min limit

$75,000 annual income required

1.00 points per dollar

Spend $7,000 in 60 days

80,000 bonus Velocity Points20 (40,000 Velocity Points each month you spend $3,500 or more on eligible purchases in the first 2 months from card approval)

Summary

Premium

Key Highlights

• 80,000 bonus points
• $329 annual fee

Notes

80,000 bonus Velocity Points20 (40,000 Velocity Points each month you spend $3,500 or more on eligible purchases in the first 2 months from card approval)

Offer Details

Signup Bonus

80,000 points

Velocity

Minimum Spend

$7,000

within 2 months

Cash Bonus

$129Virgin Australia Gift Voucher

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$329

Ongoing Annual Fee

$329

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Status Credits

Up to 100 Bonus Status Credits each year when purchasing and flying on eligible Virgin Australia flights with the Velocity High Flyer Card.

Flight Discounts

$129 Virgin Australia Gift Voucher each year when a retail purchase is made in the 2 months prior to requesting the voucher.

Lounge Access

2 complimentary Single Entry Lounge passes each year added to the online Velocity account after card anniversary.

Travel Insurance

Complimentary Domestic and International Travel Insurance for High Flyer cardholders covering unexpected events.

Extended Warranty Insurance

Extended warranty insurance of up to 12 months in addition to the covered product's Australian warranty period when purchases are made with the Velocity High Flyer Card.

Purchase Protection Insurance

90 days complimentary insurance against loss, theft or accidental damage for purchases made with the Velocity High Flyer Card up to specified amounts worldwide.

Balance Transfer Offers

0% p.a. for 12 months on balance transfers with a 2% balance transfer fee. Balance transfers may not exceed 80% of credit limit. Interest charged on retail purchases while balance transfer is active.

Interest Free Periods

Up to 44 days interest free on retail purchases when balance is paid in full each month, excluding balances transferred and cash advances.

Rewards Program Elite Status

Earn Velocity Points on eligible spend: 1 point per $1 up to $8,000 per statement period, 0.5 points thereafter, plus 2 extra points per $1 spent directly with Virgin Australia.

Points Transfer Benefits

Velocity Points earned are automatically transferred to the Velocity Frequent Flyer Account within 15 business days after statement cycle close.

Concierge Service

24/7 access to Visa Platinum Concierge Service for travel, dining, and entertainment assistance.

Digital Wallet Integration

Card supports payment via Apple Pay, Samsung Pay, and Google Pay.

Expert Analysis

Bonus Difficulty

Hard

●●●

$117 per day required

First Year Cost

$329

annual fee

Estimated Bonus Value

$1066

Based on 1.9¢ per Velocity point

Earn Rate

Excellent

●●●●

1.00x Velocity points per $1

Travel Benefits

Lounge Access

2 complimentary Single Entry Lounge passes each year

RWRDS Insight

This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

I'd like to use my 87,000 bonus points for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

56,129 Krisflyer miles

0.65 miles per dollar

Points transfer 1.55 Velocity points 1 Krisflyer miles

History

22/03/2025

3 changes

Successfully Scraped At:

20/08/2025

Interest Rate:

2120.74

Bonus Cash Description:

Virgin Australia Gift Voucher.Virgin Australia Gift Voucher

07/09/2024

1 changes

Expiration Date:

02/09/2024

Expiration changed from 26/06/24 to 02/09/24
a year ago
Expiration changed from 14/05/24 to 26/06/24
a year ago
Expiration changed from 04/03/24 to 14/05/2024, Annual Fee from $289 to $329, Second Year Annual Fee from 289 to 329
a year ago
Expiration changed from 31/01/24 to 04/03/24
2 years ago
Expiration changed from 31/10/23 to 31/01/24
2 years ago
Bonus lowered from 120k to 80k, spend lowered from $14k with $7k
2 years ago
Offer extended to 31 July 2023
2 years ago
Increased annual fee to $289. Increased min spend to $14,000
2 years ago
Increased bonus points to 120,000
2 years ago
Bonus decreased from 100k to 80k
2 years ago
Offer extended to 30th April 2023
3 years ago
Offer changed to $3.5k every month for 4 months.
3 years ago