Card
Offer
Bank of Melbourne Amplify Rewards Platinum
Public offer
Offer terms
First Year Points
75,000 points
Bank of Melbourne
Second Year Points
25,000 points
With $175 annual fee
Minimum Spend
$3,000
within 3 months
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$99
Ongoing Annual Fee
$175
From year 2 onwards
Program Fee
$75
Additional fee for reward program participation
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Digital Wallet Integration
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Supports Apple Pay, Google Pay and Samsung Pay for mobile-wallet payments
- Hotel Benefits
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Access to Visa Luxury Hotel Collection: best available rate guarantee, room upgrade when available and one daily breakfast per person at participating properties
- Points Transfer Benefits
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Amplify Points can be redeemed for e-gift cards, travel and Everyday Rewards points, or transferred to airline/frequent flyer and hotel transfer partner programs (joining fee may apply)
- Online Banking Features
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Manage repayments and the account via Plan&Pay, Autopay, SMS and email alerts and Bank of Melbourne internet/mobile banking
- Shopping Benefits
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Bonus Cashback when shopping via the Bank of Melbourne Lounge on the ShopBack app (Cashback paid by ShopBack), plus discounted gift cards and special deals on the My Offers Hub and personalised Visa Offers and Perks
- No Additional Cardholder Fee
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Add a second cardholder aged 16 or over for free, with all spend and points kept on the one account (additional cardholders cannot redeem rewards)
- Interest Free Periods
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Up to 55 interest-free days on purchases when the Monthly Payment Balance is paid in full by the due date each month; does not cover cash advances
- Installment Plans
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Plan&Pay lets eligible purchase balances be split into fixed monthly instalments
- Travel Insurance
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Complimentary international travel insurance for cardholders, spouse and dependants (aged under 81) for journeys up to 3 consecutive months when at least $500 of prepaid travel costs are charged to the card and a return overseas ticket is held; includes unlimited overseas emergency medical, evacuation & repatriation, cancellation, luggage, $5,500 rental vehicle excess and $2,500,000 personal liability. Also includes Interstate Flight Inconvenience Insurance (up to $3,000 cancellation) for domestic flights charged to the card
- Purchase Protection Insurance
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Covers eligible items purchased on the card against loss, theft or damage for up to 4 months from the date of purchase
- Extended Warranty Insurance
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Extends the Australian manufacturer's warranty on eligible new domestic appliance products bought on the card (covered products with a 6 months to 5 year manufacturer's warranty)
- Rental Vehicle Insurance
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Rental vehicle excess cover up to $5,500 overseas, plus separate Rental Vehicle Excess in Australia cover, where the rental agreement specifies an excess and the vehicle is damaged or stolen in your custody
- Transit Accident Insurance
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Overseas Transit Accident Insurance pays a lump sum (up to $750,000 loss of life, $250,000-$500,000 for specified injuries) for accidental injury while travelling on public transport overseas when the trip was charged to the card
Benefit history
- Travel InsuranceUpdated May 2026
- Points Transfer BenefitsUpdated May 2026
- Hotel BenefitsUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Transit Accident InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$33 per day required
First Year Cost
$174
annual fee + $75 program fee
Earn Rate
Average
●●○○1.00x Bank of Melbourne points per $1
Did this help you make a decision?
Can I get this bonus if I've had a card from Bank of Melbourne before?
You generally need to wait 24 months after your last Bank of Melbourne sign-up bonus before you can earn this one. Bank of Melbourne shares one exclusion clock with St.George, so a bonus from that brand counts too.
See exclusion periods for every Australian issuer →
Hi all,
I'm trying to complete this page, but I don't currently have a Bank of Melbourne card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.
Craig
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 2 Oct 2026
Changes from terms version 9
Changes from terms version 8
Changes from terms version 7
No recorded term changes from the previous version.
No recorded term changes from the previous version.
Changes from terms version 4
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms
Saved notes
Earlier notes about this offer. Note dates are separate from terms publication dates.
- Expiration changed from 30/04/24 to 31/07/243 years ago
- Expiration changed from 06/11/23 to 30/04/24, Bonus from 90K to 100K3 years ago
- Offer expiry moved from 30/11 to 6/113 years ago
- Annual fee increased from $99 to $1243 years ago
- Offer extended to 19 july 20233 years ago
- Annual fee increased from $29 to $49. Bonus lowered from 100k to 90k4 years ago
- Bonus reduced from 130k to 100k, first year annual fee reduced from $49 to $295 years ago
- Offer extended from 24/02/22 to 02/03/225 years ago
- This card is now added and tracked.5 years ago