Card
Offer
St.George Amplify Rewards Platinum
Public offer
Offer terms
First Year Points
75,000 points
St.George Amplify
Second Year Points
25,000 points
With $175 annual fee
Minimum Spend
$3,000
within 3 months
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$99
Ongoing Annual Fee
$175
From year 2 onwards
Program Fee
$75
Additional fee for reward program participation
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Hotel Benefits
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Access to Visa Luxury Hotel Collection with best available rate guarantee, room upgrade when available and one daily breakfast per person; valid at participating properties when paying with the Visa card
- Interest Free Periods
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Up to 55 days interest free on purchases when the Monthly Payment Balance is paid in full by the due date each month; does not cover cash advances
- Installment Plans
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Plan&Pay lets cardholders split eligible purchases into fixed monthly instalments
- Digital Wallet Integration
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Supports Apple Pay, Google Pay and Samsung Pay
- No Additional Cardholder Fee
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Add one additional cardholder aged 16 or over for free, with all spend and points kept on the one account
- Points Transfer Benefits
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Amplify Rewards points can be converted to Everyday Rewards points and transferred to airline/frequent flyer and other transfer-partner programs; eligibility and T&Cs apply
- Shopping Benefits
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Access to My Offers Hub deals and discounted gift cards, plus personalised Visa Offers and Perks discounts
- Online Banking Features
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Repayment management tools via St.George Internet and Mobile Banking including Plan&Pay, Autopay, and SMS and email alerts
- Travel Insurance
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Complimentary international travel insurance for cardholders under 81 for trips up to 3 consecutive months (Level 2 Card) when at least $500 of prepaid travel is charged to the card and a return ticket is held; overseas emergency medical, evacuation and cancellation cover is unlimited (no capped sum). Also includes domestic Interstate Flight Inconvenience cover (cancellation up to $3,000, flight/luggage delay) when the return interstate flight is charged to the card
- Transit Accident Insurance
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Overseas Transit Accident Insurance pays a benefit for injury (up to $750,000 for loss of life) while travelling as a passenger on public transport when the entire trip cost is charged to the card
- Rental Vehicle Insurance
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Rental vehicle excess cover in Australia and overseas up to $5,500 (or the excess specified in the rental agreement, whichever is lesser) for a vehicle damaged or stolen while in your custody; $300 excess applies
- Purchase Protection Insurance
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New items charged to the card covered against theft, accidental damage or loss for 4 months, up to $10,000 per item ($3,500 for jewellery, watches and new works of art); $300 excess applies
- Extended Warranty Insurance
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Extends the manufacturer's Australian warranty on eligible products by an equal period up to a maximum of 2 extra years, up to $20,000 per product; $300 excess applies
Benefit history
- Travel InsuranceUpdated May 2026
- Hotel BenefitsUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Transit Accident InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$33 per day required
First Year Cost
$174
annual fee + $75 program fee
Bonus Value
$300
78,000 points redeemed in Woolworths gift cards
Earn Rate
Average
●●○○1.00x St.George Amplify points per $1
Did this help you make a decision?
Can I get this bonus if I've had a card from St.George before?
You generally need to wait 24 months after your last St.George sign-up bonus before you can earn this one. St.George shares one exclusion clock with Bank of Melbourne, so a bonus from that brand counts too.
See exclusion periods for every Australian issuer →
Hi all,
I'm trying to complete this page, but I don't currently have a St.George card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.
Craig
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 2 Oct 2026
Changes from terms version 13
Changes from terms version 12
Changes from terms version 11
Changes from terms version 10
No recorded term changes from the previous version.
No recorded term changes from the previous version.
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Changes from terms version 1
First recorded terms
Saved notes
Earlier notes about this offer. Note dates are separate from terms publication dates.
- Expiration changed from 30/04/24 to 31/07/243 years ago
- Expiration changed from 06/11/23 to 30/04/24, Bonus from 90K to 100K, Second Year Annual Fee from 99 to 1243 years ago
- Offer expiry moved from 30/11 to 6/113 years ago
- Krisflyer redemtion changed from 2:1 to 3:13 years ago
- Second year annual fee increased from $99 to $1243 years ago
- Offer extended to 19 july 20233 years ago
- Annual fee increased from $29 to $49. Kayo deal removed. Bonus lowered from 100k to 90k4 years ago
- Offer extended to 30/11/224 years ago
- Expiration changed from 31/12/2022 to 30/11/20224 years ago