CommBank Smart Awards Credit Card

$228 first year annual fee
75,000 points
$3,000 min limit
0.50 points per dollar
Spend $4,500 in 90 days
Disclaimer: I do not receive any benefit based on you applying for the credit card. I am not suggesting the you apply for a particular credit contract with a particular credit provider, I'm just taking the online numbers and putting them here.



    I'd like to use my 77,250 bonus points for:

    $122 of profit after meeting spend requirements
    + $350 Coles gift cards
    - $228 annual fee

    $250
    x 1
    $100
    x 1
    in Coles gift cards, $350 total, with 4,450 points remaining.

    History
    • 3 months ago - Bad News
      Expiration changed from 29/02/24 to no expiration, Bonus from 80K to 75K, Spend For Bonus from $6K to $4.5K, Bonus Period from 120 to 90, Notes from Earn 20,000 CommBank Awards points each month when you spend $1,500 or more per month for the first four months. to Earn 25,000 CommBank Awards points each month when you spend $1,500 or more per month for the first three months.
    • 8 months ago - Bad News
      Spend changed from $4000 in 90 days to $1500 every month for 4 months ($6000 total)
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    Craig