CommBank Smart Awards Credit Card
$19 monthly fee
75,000 points
$3,000 min limit
1.50 points per dollar
Spend $4,500 in 90 days
Disclaimer: I do not receive any benefit based on you applying for the credit card. I am not suggesting the you apply for a particular credit contract with a particular credit provider, I'm just taking the online numbers and putting them here.
81,750 points after spending $4,500 at 1.50 points per dollar
Earn 25,000 CommBank Awards points each month when you spend $1,500 or more per month for the first three months.
I'd like to use my 81,750 bonus points for:
$280 of profit after meeting spend requirements
+ $375 Coles gift cards
- $95
5 months of fees - assuming you keep the card for the bonus period (3 months) + 2 statements (waiting for points to arrive in your account)
$250
x 1
$100
x 1
$25
x 1
in Coles gift cards, $375 total, with 3,600 points remaining.
History
- Expiration changed from 29/02/24 to no expiration, Bonus from 80K to 75K, Spend For Bonus from $6K to $4.5K, Bonus Period from 120 to 90, Notes from Earn 20,000 CommBank Awards points each month when you spend $1,500 or more per month for the first four months. to Earn 25,000 CommBank Awards points each month when you spend $1,500 or more per month for the first three months.5 months ago
- Spend changed from $4000 in 90 days to $1500 every month for 4 months ($6000 total)10 months ago