Image of NAB Qantas Rewards Signature Card credit card

NAB Qantas Rewards Signature Card

$420 first year annual fee
100,000 points
$15,000 min limit
1.00 points per dollar
Spend $5,000 in 90 days

Offer Details

Premium

First Year Points

100,000 points

Qantas

Second Year Points

30,000 points

With $420 annual fee

Minimum Spend

$5,000

within 3 months

Cash Bonus

$250Cashback

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$420

Ongoing Annual Fee

$420

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Travel Insurance
    More details

    Complimentary international and domestic travel insurance covering domestic, interstate and international travel

  • Purchase Protection Insurance
    More details

    Complimentary purchase protection insurance

  • Extended Warranty Insurance
    More details

    Complimentary extended warranty insurance

  • Rental Vehicle Insurance
    More details

    Complimentary rental vehicle excess in Australia insurance

  • Concierge Service
    More details

    NAB Concierge Service: 24 hour, 7 day personal assistant for travel and lifestyle services; call 1300 730 213

  • Shopping Benefits
    More details

    Visa Premium Access: access to deals, discounts and privileges

  • Points Transfer Benefits
    More details

    Earn Qantas Points on everyday purchases and redeem for award flights, products and vouchers via Qantas Marketplace; free Qantas Frequent Flyer membership (joining fee waived, $99.50 saving)

  • No Additional Cardholder Fee
    More details

    Add an additional cardholder at no extra cost

  • Digital Card Issuance
    More details

    Digital card available for use immediately while the physical card arrives within five working days

  • Balance Transfer Offers
    More details

    0% p.a. on balance transfers for 12 months with a 3% balance transfer fee; unpaid balance reverts to the variable cash advance rate

  • Interest Free Periods
    More details

    Up to 44 interest-free days on purchases when the account is paid in full by the due date

Benefit history

  • Travel InsuranceUpdated May 2026
  • Purchase Protection InsuranceUpdated May 2026
  • Extended Warranty InsuranceUpdated May 2026
  • No Additional Cardholder FeeUpdated May 2026
  • Concierge ServiceUpdated May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+100,000sign-up bonus
+5,000from $5,000 spend
=105,000Qantas points
×1.6¢per point
=$1,680point value
+$250cashback
$420first-year fees
=$1,510est. first-year value

Bonus Difficulty

Moderate

●●○

$56 per day required

First Year Cost

$420

annual fee

Estimated Bonus Value

$1680

Based on 1.6¢ per Qantas point

Earn Rate

Excellent

●●●●

1.00x Qantas points per $1

Did this help you make a decision?

Can I get this bonus if I've had a card from NAB before?

You generally need to wait 24 months after your last NAB sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →
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Craig

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