Westpac Altitude Rewards Platinum (existing customers)
Offer Details
First Year Points
75,000 points
Westpac
Second Year Points
25,000 points
With $175 annual fee
Minimum Spend
$3,000
within 3 months
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$49
Ongoing Annual Fee
$175
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Travel Insurance
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Up to 6 months complimentary International Travel Insurance cover when eligibility criteria are met, including prepaying $500 of travel costs and holding a return overseas ticket before departing Australia.
- Rental Vehicle Insurance
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Rental Vehicle Excess cover in Australia included as part of complimentary insurances.
- Extended Warranty Insurance
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Up to 24 months extended warranty insurance cover in addition to the manufacturer's Australian warranty on eligible purchases made with the card.
- Purchase Protection Insurance
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Up to 4 months Purchase Protection Insurance on eligible purchases made with the card.
- Transit Accident Insurance
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Overseas Transit Accident Insurance covers accidental death or injury when traveling overseas as a passenger on plane, bus, train or shorthaul ferry with tickets purchased using the card.
- Buy Now Pay Later
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PartPay feature allows splitting purchases into 4 payments over 6 weeks on the credit card account.
- No Additional Cardholder Fee
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Add 1 additional cardholder aged 16 years or older at no extra cost.
- Digital Wallet Integration
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Card can be added to Apple Pay, Samsung Pay, and Google Pay digital wallets.
- Digital Card Issuance
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Instant Digital Card available from account opening before physical card arrives.
- Interest Free Periods
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Up to 45 days interest-free period on purchases when closing balance or monthly payment balance is paid in full by due date; excludes cash advances.
I'd like to use my bonus for:
Bonus Difficulty
Easy
●○○$33 per day required
First Year Cost
$49
annual fee
Earn Rate
Average
●●○○1.00x Westpac points per $1
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