Westpac Altitude Rewards Platinum (existing customers)

$49 first year annual fee
75,000 points
$3,000 min limit
$30,000 annual income required
1.00 points per dollar
Spend $3,000 in 90 days

Offer Details

Low Fee

First Year Points

75,000 points

Westpac

Second Year Points

25,000 points

With $175 annual fee

Minimum Spend

$3,000

within 3 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$49

Ongoing Annual Fee

$175

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Travel Insurance
    More details

    Up to 6 months complimentary International Travel Insurance cover when eligibility criteria are met, including prepaying $500 of travel costs and holding a return overseas ticket before departing Australia.

  • Rental Vehicle Insurance
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    Rental Vehicle Excess cover in Australia included as part of complimentary insurances.

  • Extended Warranty Insurance
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    Up to 24 months extended warranty insurance cover in addition to the manufacturer's Australian warranty on eligible purchases made with the card.

  • Purchase Protection Insurance
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    Up to 4 months Purchase Protection Insurance on eligible purchases made with the card.

  • Transit Accident Insurance
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    Overseas Transit Accident Insurance covers accidental death or injury when traveling overseas as a passenger on plane, bus, train or shorthaul ferry with tickets purchased using the card.

  • Buy Now Pay Later
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    PartPay feature allows splitting purchases into 4 payments over 6 weeks on the credit card account.

  • No Additional Cardholder Fee
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    Add 1 additional cardholder aged 16 years or older at no extra cost.

  • Digital Wallet Integration
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    Card can be added to Apple Pay, Samsung Pay, and Google Pay digital wallets.

  • Digital Card Issuance
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    Instant Digital Card available from account opening before physical card arrives.

  • Interest Free Periods
    More details

    Up to 45 days interest-free period on purchases when closing balance or monthly payment balance is paid in full by due date; excludes cash advances.

I'd like to use my bonus for:

CraigCraig's Analysis

Bonus Difficulty

Easy

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$33 per day required

First Year Cost

$49

annual fee

Earn Rate

Average

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1.00x Westpac points per $1

Did this help you make a decision?

Craig

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— Craig