The Qantas American Express Ultimate Card
$450 first year annual fee
70,000 points
1.25 points per dollar
Spend $3,000 in 90 days
OzBargain discussion for this card
Summary
Premium
Key Highlights
- • 70,000 bonus points
- • $450 annual fee
- • 1.25x points per $1
Offer Details
Signup Bonus
70,000 points
Qantas
Minimum Spend
$3,000
within 3 months
Cash Bonus
$450Qantas Travel Credit
Offer Expires
January 13, 2026
in 5 months
Ongoing Earn Rate
1.25x points per $1 spent
Second Year Bonus
20,000 points
With $450 annual fee
Fees
First Year Annual Fee
$450
Ongoing Annual Fee
$450
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
Lounge Access
2 Qantas Club Lounge Invitations each year after first Card spend on selected Qantas products and services
Lounge Access
Two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport
Travel Credits
$450 Qantas Travel Credit each year for eligible international or domestic Qantas flights booked and paid online at American Express Travel
Hotel Benefits
Complimentary Qantas Wine Premium Membership with gourmet food, exceptional wines, exclusive access to food and wine events, and complimentary delivery within Australia
Travel Insurance
Complimentary domestic and international travel insurance including Medical Emergency Expenses Cover up to $2,500,000, Trip Cancellation and Amendment Cover up to $12,500, Personal Baggage, Valuables, Money and Documents Cover up to $10,000, Travel Inconvenience Cover up to $200 for flight delays, and Personal Accident Cover up to $400,000
Installment Plans
Plan It® Instalments feature offers flexible way to pay off a portion of Credit Card balance in equal monthly instalments with no interest and a fixed monthly fee
Purchase Protection Insurance
Card Refund Cover credits account if refused refund on unused eligible item within 90 days of purchase; Purchase Protection Cover repairs or refunds eligible items if accidentally broken or stolen within 90 days of purchase
Digital Wallet Integration
Card eligible for use with Apple Pay, Samsung Pay, and Google Pay
Expert Analysis
Bonus Difficulty
Easy
●○○$33 per day required
First Year Cost
$450
annual fee
Earn Rate
Excellent
●●●●1.25x Qantas points per $1
Travel Benefits
Lounge Access
Enjoy two complimentary entries to The Centurion® Lounge, plus two Qantas Club Lounge invitations each year after purchasing select Qantas products and services
RWRDS Insight
This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.
I'd like to use my 73,750 bonus points for:
$350 of profit after meeting spend requirements
+ $350 Woolworths gift cards
+ $450 qantas travel credit extra bonus
- $450
annual fee
$250
x 1
$100
x 1
in Woolworths gift cards, $350 total, with 1,270 points remaining.
History
14/07/2025
6 changes
Successfully Scraped At:
14/07/202523/08/2025
Lounge Pass:
Enjoy two complimentary entries to The Centurion® Lounge, plus two Qantas Club L...Enjoy two complimentary entries to The Centurion® Lounge, plus two Qantas Club L...
Expiration Date:
01/07/202513/01/2026
Bonus:
50,00070,000
Second Year Bonus:
020,000
Spend For Bonus:
5,0003,000
26/06/2025
3 changes
Successfully Scraped At:
14/07/2025
Expiration Date:
01/07/202501/07/2025
Minimum Credit Limit:
15,000
20/03/2025
5 changes
Lounge Pass:
Enjoy two complimentary entries to The Centurion® Lounge7, plus two Qantas Club ...Enjoy two complimentary entries to The Centurion® Lounge, plus two Qantas Club L...
Expiration Date:
18/03/202501/07/2025
Minimum Credit Limit:
15,000
Interest Rate:
2423.99
Bonus:
100,00050,000
15/01/2025
4 changes
Expiration Date:
18/03/2025
Bonus:
50,000100,000
Bonus Cash Description:
Qantas Travel Credit via Amex TravelQantas Travel Credit
Spend For Bonus:
3,0005,000
07/09/2024
3 changes
Expiration Date:
03/09/2024
Bonus:
70,00050,000
Second Year Bonus:
20,0000
- Expiration changed from 03/08/24 to 03/09/24a year ago
- Expiration changed from 28/05/24 to 03/08/24, Bonus from 60K to 70K, Second Year Bonus from 0 to 20Ka year ago
- Expiration changed from 02/04/24 to 28/05/24, Bonus from 100K to 60Ka year ago
- Bonus increased from 60k to 100k, Expiration changed from no expiration to 02/04/24 (thanks via Instagram!)2 years ago
- Expiration changed from 31/10/23 to "", Bonus from 75000 to 60000, Bonus Period from 90 to 902 years ago
- Bonus points increased from 60,000 to 75,0002 years ago
- Lowered bonus points to 60,0002 years ago
- Bonus reduced from 75k to 50k3 years ago
- Bonus decreased from 100k to 75k first year, 25k second year and expiration added 23/08/223 years ago
- Bonus decreased from 120k to 100k3 years ago
- Bonus increased from 100k to 120k and extended to 27/04/223 years ago
- Bonus increased from 55,000 to 100,0004 years ago
