The Qantas American Express Ultimate Card
Offer Details
Signup Bonus
50,000 points
Qantas
Minimum Spend
$5,000
within 3 months
Cash Bonus
Offer Expires
July 28, 2026
in a month
Ongoing Earn Rate
1.25x points per $1 spent
Fees
First Year Annual Fee
$450
Ongoing Annual Fee
$450
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Lounge Access
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2 Qantas Club Lounge Invitations each year after first Card spend on selected Qantas products and services
- Travel Credits
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$450 Qantas Travel Credit each year for eligible international or domestic Qantas flights booked and paid online at American Express Travel
- Hotel Benefits
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Complimentary Qantas Wine Premium Membership with gourmet food, exceptional wines, exclusive access to food and wine events, and complimentary delivery within Australia
- Lounge Access4 visits/year · Qantas Club, The Centurion Lounge
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Two Qantas Club complimentary lounge invitations each year (after first Card spend on selected Qantas products/services), plus two complimentary entries per year to The Centurion Lounge at Sydney or Melbourne International Airport
- Travel Insurance
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Complimentary domestic and international travel insurance: Medical Emergency Expenses up to $2,500,000; Trip Cancellation and Amendment up to $12,500; Personal Baggage, Valuables, Money and Documents up to $10,000; Travel Inconvenience up to $200 for flight delays; Personal Accident up to $400,000
- Purchase Protection Insurance
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Purchase Protection Cover repairs or refunds eligible items accidentally broken or stolen within 90 days of purchase; Card Refund Cover credits your account if refused a refund on an unused eligible item within 90 days of purchase
- Flight Discounts
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$450 Qantas Travel Credit each year for eligible international or domestic Qantas flights when booked and paid online at American Express Travel
- Installment Plans
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Plan It Instalments lets you pay off a portion of your Credit Card balance in equal monthly instalments with no interest and a fixed monthly fee
- Digital Wallet Integration
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Eligible for use with Apple Pay, Samsung Pay and Google Pay
- No Additional Cardholder Fee
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Up to 4 additional Cards for family members or friends at no extra fee
- Points Transfer Benefits
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Qantas Points transferred to your Qantas Frequent Flyer account each month
- Subscription Benefits
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Complimentary Qantas Wine Premium Membership; earn 3 points per dollar on Qantas Wine purchases and complimentary Qantas Wine delivery within Australia
Benefit history
- Digital Wallet IntegrationUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Installment PlansUpdated May 2026
- Travel InsuranceUpdated May 2026
- Lounge AccessUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Moderate
●●○$56 per day required
First Year Cost
$450
annual fee
Earn Rate
Excellent
●●●●1.25x Qantas points per $1
Travel Benefits
Lounge Access
Enjoy two complimentary entries to The Centurion® Lounge, plus two Qantas Club Lounge invitations each year after purchasing select Qantas products and services
Did this help you make a decision?
Can I get this bonus if I've had a card from American Express before?
You generally need to wait 18 months after your last American Express sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →- Expiration changed from 03/08/24 to 03/09/242 years ago
- Expiration changed from 28/05/24 to 03/08/24, Bonus from 60K to 70K, Second Year Bonus from 0 to 20K2 years ago
- Expiration changed from 02/04/24 to 28/05/24, Bonus from 100K to 60K2 years ago
- Bonus increased from 60k to 100k, Expiration changed from no expiration to 02/04/24 (thanks via Instagram!)2 years ago
- Expiration changed from 31/10/23 to "", Bonus from 75000 to 60000, Bonus Period from 90 to 903 years ago
- Bonus points increased from 60,000 to 75,0003 years ago
- Lowered bonus points to 60,0003 years ago
- Bonus reduced from 75k to 50k4 years ago
- Bonus decreased from 100k to 75k first year, 25k second year and expiration added 23/08/224 years ago
- Bonus decreased from 120k to 100k4 years ago
- Bonus increased from 100k to 120k and extended to 27/04/224 years ago
- Bonus increased from 55,000 to 100,0004 years ago