Image of St.George Amplify Qantas Signature credit card

St.George Amplify Qantas Signature

$295 first year annual fee
$75 reward program fee
90,000 points
$15,000 min limit
0.50 points per dollar
Spend $6,000 in 120 days

Summary

Mid-Tier

Key Highlights

  • 90,000 bonus points
  • $295 annual fee

Offer Details

First Year Points

90,000 points

Qantas

Second Year Points

60,000 points

With $295 annual fee

Minimum Spend

$6,000

within 4 months

Ongoing Earn Rate

0.50x points per $1 spent

Fees

First Year Annual Fee

$295

Ongoing Annual Fee

$295

From year 2 onwards

Program Fee

$75

Additional fee for reward program participation

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Points Transfer Benefits
Earn 0.75 Qantas Points per dollar spent on eligible purchases, up to $250,000 annually, credited monthly to Qantas Frequent Flyer account.
Lounge Access
2 complimentary Qantas lounge visits per year upon registration at loungepass.stgeorge.com.au and making a transaction over $1 in the last 12 months. Invitations valid for Qantas Club and Qantas-operated International Business Lounges excluding Los Angeles Tom Bradley Airport lounge.
Concierge Service
Exclusive Concierge Service for Amplify Signature cardholders to explore and book experiences online including hard-to-find tickets and last-minute reservations.
Travel Insurance
Complimentary international travel insurance up to 6 months, interstate flight inconvenience insurance, rental vehicle excess cover in Australia, and overseas transit accident insurance.
Extended Warranty Insurance
Extended warranty coverage on eligible purchases for up to 4 months beyond the manufacturer's warranty.
Purchase Protection Insurance
Purchase protection coverage for up to 4 months on eligible purchases.
Interest Free Periods
Up to 55 days interest-free on purchases if monthly payment balance is paid in full by due date, excluding cash advances.
Hotel Benefits
Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay.
No Additional Cardholder Fee
Add a second cardholder aged 16 or over for free, with all spend and points consolidated on the primary account.
Digital Wallet Integration
Card can be used with Apple Pay, Google Pay, and Samsung Pay mobile wallets for secure payments.

Expert Analysis

Bonus Difficulty

Easy

●○○

$50 per day required

First Year Cost

$370

annual fee + $75 program fee

Estimated Bonus Value

$1440

Based on 1.6¢ per Qantas point

Earn Rate

Average

●●○○

0.50x Qantas points per $1

Travel Benefits

Lounge Access

Two Qantas Club complimentary lounge invitations (Qantas lounge visits) each 12-month period when registered

RWRDS Insight

This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

I'd like to use my 93,000 bonus points for:

$55 of profit after meeting spend requirements
+ $425 Woolworths gift cards
- $295
annual fee

$250
x 1
$100
x 1
$50
x 1
$25
x 1
in Woolworths gift cards, $425 total, with 4,910 points remaining.

Did this help you make a decision?

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Hi all,

I'm trying to complete this page, but I don't currently have a St.George card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.


Craig

History
11 Jan 2026
1 changes
Points Per Dollar:
0.800.50
6 Dec 2025
1 changes
Second Year Bonus:
30,00060,000
23 Sep 2025
2 changes
Lounge Pass:
2 complimentary Qantas lounge visits each year when registeredTwo Qantas Club complimentary lounge invitations (Qantas lounge visits) each 12-...
Points Per Dollar:
0.750.80
26 Mar 2025
5 changes
Lounge Pass:
Enjoy 2 complimentary Qantas lounge visits each year when you register your deta...2 complimentary Qantas lounge visits each year when registered
Expiration Date:
25 Mar 2025
Bonus:
80,00090,000
Second Year Bonus:
030,000
Bonus Period:
90120
25 Jan 2025
3 changes
Lounge Pass:
Enjoy 2 complimentary Qantas lounge visits each year when you register your deta...
Expiration Date:
30 Apr 202525 Mar 2025
Interest Rate:
20.0020.99
15 Aug 2024
2 changes
Expiration Date:
31 Jul 202430 Apr 2025
Bonus:
90,00080,000
  • Expiration changed from 30/04/24 to 31/07/24
    2 years ago
  • Expiration changed from 06/11/23 to 30/04/24
    2 years ago
  • Offer expiry moved from 30/11 to 6/11
    2 years ago
  • Annual fee increased from $279 to $295
    3 years ago
  • Offer extended to 19 july 2023
    3 years ago
  • Offer extended to 30 June 2023
    3 years ago
  • Offer extended from 30/06/2022 to 31/12/2022
    4 years ago
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Hey all! Hope you are enjoying the site.

If something out of date or I've missed a card, let me know on instagram or facebook and I'll get it updated ASAP.

You can also check out my other sites for half price groceries on amazon and finding qantas business reward flights


Craig