Image of St.George Amplify Platinum - Qantas credit card

St.George Amplify Platinum - Qantas

$175 first year annual fee
$75 reward program fee
70,000 points
$6,000 min limit
0.35 points per dollar
Spend $4,000 in 90 days

Offer Details

Mid-Tier

First Year Points

70,000 points

Qantas

Second Year Points

30,000 points

With $175 annual fee

Minimum Spend

$4,000

within 3 months

Ongoing Earn Rate

0.35x points per $1 spent

Fees

First Year Annual Fee

$175

Ongoing Annual Fee

$175

From year 2 onwards

Program Fee

$75

Additional fee for reward program participation

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Interest Free Periods
    More details

    Up to 55 days interest-free on purchases when the Monthly Payment Balance is paid in full by the due date each month; does not cover cash advances

  • Digital Wallet Integration
    More details

    Supports Apple Pay, Google Pay and Samsung Pay

  • No Additional Cardholder Fee
    More details

    One additional cardholder (16 or over) can be added for free, with spend and points kept on the one account

  • Points Transfer Benefits
    More details

    Earn up to 0.75 Qantas Points per $1 on eligible purchases, credited directly to the cardholder's Qantas Frequent Flyer account ($75 annual Amplify Qantas Rewards Program fee applies)

  • Hotel Benefits
    More details

    Access to Visa Luxury Hotel Collection at participating properties: best available rate guarantee, room upgrade when available and one daily breakfast per person

  • Installment Plans
    More details

    Plan&Pay lets purchase balances be split into fixed instalments

  • Online Banking Features
    More details

    Repayment management tools including Plan&Pay, Autopay, and SMS and email alerts

  • Shopping Benefits
    More details

    Visa Offers and Perks: personalised discounts and offers for eligible Visa cardholders

  • Travel Insurance
    More details

    Complimentary international travel insurance for Level 2 Card cardholders for trips up to 3 consecutive months, when at least $500 of prepaid travel costs are charged to the card and a return overseas ticket is held; cover includes unlimited overseas emergency medical/assistance, cancellation, additional expenses and luggage (subject to sub-limits and a $300 excess)

  • Transit Accident Insurance
    More details

    Overseas Transit Accident Insurance providing accidental death/serious injury cover (e.g. $750,000 loss of life) while travelling as a passenger on public transport during an overseas trip when the entire trip cost is charged to the card; no excess

  • Rental Vehicle Insurance
    More details

    Rental Vehicle Excess in Australia cover up to the lesser of the rental agreement excess or $5,500 when the entire rental cost is charged to the card; $300 excess per claim

  • Purchase Protection Insurance
    More details

    Covers items charged to the card against theft, accidental damage or permanent loss for 4 months from purchase, up to $10,000 per item ($3,500 for jewellery, watches and new works of art), $135,000 total in any 12 months; $300 excess per claim

  • Extended Warranty Insurance
    More details

    Extends an eligible product's Australian manufacturer's warranty by an equal period up to a maximum of 2 years (no cover if warranty exceeds 5 years), up to $20,000 per product and per card account in any 12 months; $300 excess per claim

Benefit history

  • Travel InsuranceUpdated May 2026
  • Points Transfer BenefitsUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • No Additional Cardholder FeeUpdated May 2026
  • Transit Accident InsuranceUpdated May 2026
  • Purchase Protection InsuranceUpdated May 2026
  • Extended Warranty InsuranceUpdated May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+70,000sign-up bonus
+1,400from $4,000 spend
=71,400Qantas points
×1.6¢per point
=$1,142point value
$250first-year fees
=$892est. first-year value

Bonus Difficulty

Easy

●○○

$44 per day required

First Year Cost

$250

annual fee + $75 program fee

Estimated Bonus Value

$1142

Based on 1.6¢ per Qantas point

Earn Rate

Poor

●○○○

0.35x Qantas points per $1

Did this help you make a decision?

logo

Hi all,

I'm trying to complete this page, but I don't currently have a St.George card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.


Craig

History
19 May 2026
1 changes
Points Per Dollar:
0.500.35
19 Mar 2026
1 changes
Points Per Dollar:
0.350.50
11 Jan 2026
1 changes
Points Per Dollar:
0.500.35
30 Nov 2025
2 changes
Bonus:
75,00070,000
Second Year Bonus:
030,000
26 Sep 2025
1 changes
Annual Fee:
$99$175
23 Sep 2025
2 changes
Annual Fee:
$124$99
Second Year Annual Fee:
$124$175
26 Mar 2025
4 changes
Expiration Date:
25 Mar 2025
Annual Fee:
$99$124
Bonus:
50,00075,000
Spend For Bonus:
3,0004,000
25 Jan 2025
3 changes
Expiration Date:
30 Apr 202525 Mar 2025
Minimum Credit Limit:
6,000
Interest Rate:
20.0020.99
15 Aug 2024
2 changes
Expiration Date:
31 Jul 202430 Apr 2025
Bonus:
70,00050,000
  • Expiration changed from 27/02/24 to 31/07/24, Bonus from 60K to 70K
    2 years ago
  • Expiration changed from 30/04/24 to 27/02/24
    2 years ago
  • Expiration changed from 06/11/23 to 30/04/24
    3 years ago
  • Offer expiry moved from 30/11 to 6/11
    3 years ago
  • Offer expiry moved from 30/11 to 6/11
    3 years ago
  • Card link changed from https://www.stgeorge.com.au/personal/credit-cards/affiliate/amplify-platinum to https://www.stgeorge.com.au/personal/credit-cards/frequent-flyer/amplify-platinum
    3 years ago
  • First year annual fee lowered from $124 to $99
    3 years ago
  • Annual fee increased from $99 to $124
    3 years ago
  • Offer extended to 30 June 2023
    3 years ago
  • Offer extended from 30/06/2022 to 31/12/2022
    4 years ago
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig