Card
Offer
St.George Amplify Qantas Signature
Public offer
Offer terms
First Year Points
90,000 points
Qantas
Second Year Points
60,000 points
With $295 annual fee
Minimum Spend
$6,000
within 3 months
Ongoing Earn Rate
0.40x points per $1 spent
Fees
First Year Annual Fee
$295
Ongoing Annual Fee
$295
From year 2 onwards
Program Fee
$155
Additional fee for reward program participation
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Lounge Access2 visits/year · Qantas Club
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2 complimentary Qantas Club lounge invitations per 12-month period; must register the card at loungepass.stgeorge.com.au and have made a transaction over $1 in the last 12 months
- Concierge Service
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Concierge Service exclusive to Amplify Signature cardholders to book experiences, tickets and reservations online; provided by a third-party supplier
- Hotel Benefits
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Access to Visa Luxury Hotel Collection with best available rate guarantee, daily breakfast and room upgrades when available at participating properties
- Points Transfer Benefits
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Earn up to 1.2 Qantas Points per $1 on eligible purchases credited directly to a Qantas Frequent Flyer account
- Digital Wallet Integration
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Supports Apple Pay, Google Pay and Samsung Pay
- No Additional Cardholder Fee
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Add a second cardholder aged 16 or over for free, with all spend and points kept on the one account
- Interest Free Periods
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Up to 55 days interest free on purchases when the Monthly Payment Balance is paid in full by the due date each month; does not cover cash advances
- Installment Plans
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Plan&Pay lets you split repayments into instalments
- Online Banking Features
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Repayment management tools including Plan&Pay, Autopay and SMS and email alerts, plus access to My Offers Hub and Visa Offers and Perks
- Travel Insurance
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Complimentary international travel insurance for trips up to 6 consecutive months (Level 1 Card) when at least $500 of prepaid travel costs are charged to the card account and a return overseas travel ticket is held; includes unlimited overseas emergency medical and assistance, cancellation cover and luggage cover, subject to terms and a $300 excess
- Purchase Protection Insurance
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Items purchased on the card covered against theft, accidental damage or permanent loss for 4 months from purchase, up to $10,000 per item ($3,500 for jewellery, watches and new works of art) and $135,000 per 12-month period, subject to a $300 excess
- Extended Warranty Insurance
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Extends the manufacturer's Australian warranty by an equal period up to 2 years on eligible products charged to the card (no cover if the manufacturer's warranty exceeds 5 years), up to $20,000 per product and per card account in any 12-month period, subject to a $300 excess
- Rental Vehicle Insurance
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Rental Vehicle Excess in Australia cover up to the amount specified in the rental agreement or $5,500, whichever is lesser, when the entire rental payment is charged to the card account, subject to a $300 excess; overseas rental vehicle excess up to $5,500 also covered under International Travel Insurance
- Transit Accident Insurance
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Overseas Transit Accident Insurance pays up to $750,000 for loss of life and lesser amounts for specified injuries while travelling overseas as a passenger when the entire trip payment is charged to the card account; no excess
Benefit history
- Points Transfer BenefitsUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Hotel BenefitsUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Travel InsuranceUpdated May 2026
- Concierge ServiceUpdated May 2026
- Lounge AccessUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Moderate
●●○$67 per day required
First Year Cost
$450
annual fee + $155 program fee
Earn Rate
Poor
●○○○0.40x Qantas points per $1
Travel Benefits
Lounge Access
Two Qantas Club complimentary lounge invitations (Qantas lounge visits) each 12-month period when registered
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Can I get this bonus if I've had a card from St.George before?
You generally need to wait 24 months after your last St.George sign-up bonus before you can earn this one. St.George shares one exclusion clock with Bank of Melbourne, so a bonus from that brand counts too.
See exclusion periods for every Australian issuer →1.5 Qantas Points per $1 on international spend. 0.8 Qantas Points per $1 on everyday spend. 0.4 Qantas Points per $1 on all other eligible purchases. After $10,000 spend in a statement cycle, earn 0.25 Qantas Points per $1 on further eligible purchases.
Hi all,
I'm trying to complete this page, but I don't currently have a St.George card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.
Craig
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 2 Oct 2026
Changes from terms version 9
Changes from terms version 8
Changes from terms version 7
Changes from terms version 6
Changes from terms version 5
Changes from terms version 4
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms
Saved notes
Earlier notes about this offer. Note dates are separate from terms publication dates.
- Expiration changed from 30/04/24 to 31/07/243 years ago
- Expiration changed from 06/11/23 to 30/04/243 years ago
- Offer expiry moved from 30/11 to 6/113 years ago
- Annual fee increased from $279 to $2953 years ago
- Offer extended to 19 july 20233 years ago
- Offer extended to 30 June 20234 years ago
- Offer extended from 30/06/2022 to 31/12/20224 years ago