Card
Offer
ING Orange One Rewards Platinum
Public offer
Offer terms
Fees
First Year Annual Fee
$149
Ongoing Annual Fee
$149
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Travel Insurance
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Complimentary international travel insurance
- No International Transaction Fee
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No ING international transaction fees
- Installment Plans
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Flexible instalment plans to pay off purchases at a lower interest rate
- Cashback1% cashback on eligible purchases
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1% cashback on eligible purchases, capped at $30/month
- No International Transaction Fee
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No ING international transaction fees on online and overseas purchases; $0 international ATM withdrawal fee (ATM operator fees may apply)
- Digital Wallet Integration
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Supports Apple Pay and Google Pay
- Installment Plans
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Instalment plans to pay off purchases over time at a lower 9.99% p.a. variable rate
- Shopping Benefits
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ING Pocket Perks: merchant cashback offers loaded onto the card via the ING app; cards are automatically enrolled
- Travel InsuranceUp to $20,000,000 cover · trips up to 40 days
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Complimentary international travel insurance (Allianz Global Assistance) with up to $20 million overseas emergency medical cover; up to 40 consecutive days per journey; requires approved credit limit of $6,000 or more
- Rental Vehicle Insurance
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Rental vehicle excess cover up to the amount in the rental agreement or $2,250, whichever is less (part of complimentary travel insurance)
- Cashback1% cashback
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1% cashback on eligible purchases, up to $30 per month per account, paid monthly to the linked Autopay account; excludes cash advances and BPAY
Benefit history
- No International Transaction FeeUpdated Oct 2026
- CashbackUpdated Oct 2026
- Interest Free PeriodsUpdated Oct 2026
- Rental Vehicle InsuranceUpdated Oct 2026
- Travel InsuranceUpdated Oct 2026
- Shopping BenefitsUpdated Oct 2026
- Digital Wallet IntegrationUpdated Oct 2026
- Installment PlansUpdated Oct 2026
- CashbackUpdated Aug 2026
- Rental Vehicle InsuranceUpdated Aug 2026
- Travel InsuranceUpdated Aug 2026
- No International Transaction FeeUpdated Aug 2026
- Interest Free PeriodsUpdated Aug 2026
- Rental Vehicle InsuranceUpdated Jul 2026
- Travel InsuranceUpdated Jul 2026
- Installment PlansUpdated Aug 2026
- Digital Wallet IntegrationUpdated Aug 2026
- CashbackUpdated Jul 2026
- No International Transaction FeeUpdated Jul 2026
I'd like to use my bonus for:
Craig's AnalysisFirst Year Cost
$149
annual fee
Earn Rate
Poor
●○○○0.00x Cashback points per $1
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Can I get this bonus if I've had a card from ING before?
We haven't verified ING's exclusion period yet. Check ING's current terms before applying.
See exclusion periods for every Australian issuer →Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 27 Jul 2026
Changes from terms version 2
Changes from terms version 1
First recorded terms