Card

ING Orange One Rewards Platinum

Offer

ING Orange One Rewards Platinum

Public offer

Selected terms version

Available

Published 27 Jul 2026

View current offer termsOffer terms history
$149 first year annual fee
0 points
$6,000 min limit
$36,000 annual income required
0.00 points per dollar
Spend $0 in 0 days

Offer terms

Mid-Tier

Fees

First Year Annual Fee

$149

Ongoing Annual Fee

$149

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Recorded benefits

  • Digital Wallet Integration
    More details

    Supports Apple Pay and Google Pay

  • Installment Plans
    More details

    Instalment plans let you pay off purchases over time at a lower variable rate of 9.99% p.a.

  • Interest Free Periods
    More details

    Up to 45 days interest free on purchases

  • No International Transaction Fee
    More details

    No ING international transaction fees when shopping online and overseas ($0 international transaction fee and $0 international ATM withdrawal fee)

  • Travel Insurance
    More details

    Complimentary international travel insurance for trips up to 40 consecutive days when at least $500 of prepaid travel is charged to the card and you hold a return overseas ticket; requires a credit limit of $6,000 or more

  • Rental Vehicle Insurance
    More details

    Rental vehicle excess cover overseas up to the amount in the rental agreement or $2,250, whichever is lesser ($400 excess)

  • Cashback
    1% cashback
    More details

    1% cashback on eligible purchases, capped at $30 per month per account (up to $360 per year), paid to the linked Autopay account; excludes cash advances and BPAY

  • Travel Insurance
    More details

    Complimentary international travel insurance

  • No International Transaction Fee
    More details

    No ING international transaction fees

  • Installment Plans
    More details

    Flexible instalment plans to pay off purchases at a lower interest rate

  • Cashback
    1% cashback on eligible purchases
    More details

    1% cashback on eligible purchases, capped at $30/month

Benefit history

  • No International Transaction FeeUpdated Oct 2026
  • CashbackUpdated Oct 2026
  • Interest Free PeriodsUpdated Oct 2026
  • Rental Vehicle InsuranceUpdated Oct 2026
  • Travel InsuranceUpdated Oct 2026
  • Shopping BenefitsUpdated Oct 2026
  • Digital Wallet IntegrationUpdated Oct 2026
  • Installment PlansUpdated Oct 2026
  • CashbackUpdated Aug 2026
  • Rental Vehicle InsuranceUpdated Aug 2026
  • Travel InsuranceUpdated Aug 2026
  • No International Transaction FeeUpdated Aug 2026
  • Interest Free PeriodsUpdated Aug 2026
  • Rental Vehicle InsuranceUpdated Jul 2026
  • Travel InsuranceUpdated Jul 2026
  • Installment PlansUpdated Aug 2026
  • Digital Wallet IntegrationUpdated Aug 2026
  • CashbackUpdated Jul 2026
  • No International Transaction FeeUpdated Jul 2026

I'd like to use my bonus for:

CraigCraig's Analysis

First Year Cost

$149

annual fee

Earn Rate

Poor

●○○○

0.00x Cashback points per $1

Did this help you make a decision?

1.00% cashback on eligible purchases
Capped at $30 per month
At $3,000/month spend: $360 cashback/year
− $149 first year fees
Est. profit $211

Compare all cashback cards with an interactive spend slider.

Can I get this bonus if I've had a card from ING before?

We haven't verified ING's exclusion period yet. Check ING's current terms before applying.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Published 27 Jul 2026

Changes from terms version 2

Points Per Dollar:
0.00

Published 30 Mar 2026

Ended 27 Jul 2026

Changes from terms version 1

Minimum Credit Limit:
6,000
Interest Rate:
16.99

Unknown publication date

Ended 30 Mar 2026

First recorded terms

Annual Fee:
$149
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig