Image of NAB Rewards Platinum Card with Velocity (Velocity Bonus Offer) credit card

NAB Rewards Platinum Card with Velocity (Velocity Bonus Offer)

$195 first year annual fee
80,000 points
$6,000 min limit
0.50 points per dollar
Spend $4,000 in 90 days

Offer Details

Mid-TierOffer Ended

First Year Points

80,000 points

Velocity

Second Year Points

20,000 points

With $195 annual fee

Minimum Spend

$4,000

within 3 months

Offer Expires

March 5, 2026

a month ago

Ongoing Earn Rate

0.50x points per $1 spent

Fees

First Year Annual Fee

$195

Ongoing Annual Fee

$195

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

CraigCraig's Analysis
80,000 bonus + 2,000 from $4,000 spend
82,000 Velocity pts × 1.7¢/pt = $1,394
− $195 first year fees
Est. profit $1,199

Bonus Difficulty

Easy

●○○

$44 per day required

First Year Cost

$195

annual fee

Estimated Bonus Value

$1360

Based on 1.7000000000000002¢ per Velocity point

Earn Rate

Average

●●○○

0.50x Velocity points per $1

Did this help you make a decision?

$155 of profit after meeting spend requirements
+ $350 Coles gift cards
- $195
annual fee

$100
x 3
$50
x 1
in Coles gift cards, $350 total, with 6,947 points remaining.

Craig

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— Craig