MyCard Rewards

$199 first year annual fee

100,000 points

$2,000 min limit

1.00 points per dollar

Spend $5,000 in 90 days

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Offer Details

Mid-Tier

Signup Bonus

100,000 points

MyCard

Minimum Spend

$5,000

within 3 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$199

Ongoing Annual Fee

$199

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Purchase Protection Insurance
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Complimentary Purchase Protection Insurance on eligible purchases.
Extended Warranty Insurance
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Complimentary Extended Warranty Insurance on eligible purchases.
Mobile Phone Insurance
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Complimentary Mobile Phone Insurance covering Accidental Damage and Theft when monthly postpaid plan bill is paid with the MyCard Rewards card.
Installment Plans
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Pay back large credit card expenses with monthly instalments via MyCard Instalment Plans.
Balance Transfer Offers
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0% p.a. for 12 months on Balance Transfers with 3% Balance Transfer Fee. Rate reverts to Cash Advance rate (22.99% p.a.) after the promotional period. An alternative offer provides 0% p.a. for 15 months on purchases and balance transfers with 2% balance transfer fee.
Interest Free Periods
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Up to 44 days interest-free on retail purchases.
Hotel Benefits
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Up to 15% off eligible Luxury Escapes hotels with a discount cap of $250. 10% off selected Expedia hotels. 10% off selected Wotif hotels.
Points Transfer Benefits
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Transfer MyCard Reward Points to loyalty partner programs including Flybuys and Velocity Frequent Flyer.