MyCard Rewards
$199 first year annual fee
100,000 points
$2,000 min limit
1.00 points per dollar
Spend $5,000 in 90 days
Offer Details
Mid-Tier
Signup Bonus
100,000 points
MyCard
Minimum Spend
$5,000
within 3 months
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$199
Ongoing Annual Fee
$199
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
Purchase Protection Insurance
Complimentary Purchase Protection Insurance on eligible purchases.
Extended Warranty Insurance
Complimentary Extended Warranty Insurance on eligible purchases.
Mobile Phone Insurance
Complimentary Mobile Phone Insurance covering Accidental Damage and Theft when monthly postpaid plan bill is paid with the MyCard Rewards card.
Installment Plans
Pay back large credit card expenses with monthly instalments via MyCard Instalment Plans.
Balance Transfer Offers
0% p.a. for 12 months on Balance Transfers with 3% Balance Transfer Fee. Rate reverts to Cash Advance rate (22.99% p.a.) after the promotional period. An alternative offer provides 0% p.a. for 15 months on purchases and balance transfers with 2% balance transfer fee.
Interest Free Periods
Up to 44 days interest-free on retail purchases.
Hotel Benefits
Up to 15% off eligible Luxury Escapes hotels with a discount cap of $250. 10% off selected Expedia hotels. 10% off selected Wotif hotels.
Points Transfer Benefits
Transfer MyCard Reward Points to loyalty partner programs including Flybuys and Velocity Frequent Flyer.
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Moderate
●●○$56 per day required
First Year Cost
$199
annual fee
Earn Rate
Average
●●○○1.00x MyCard points per $1
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$-199 of profit after meeting spend requirements
- $199
annual fee