ING Orange One Rewards Platinum
Offer Details
Fees
First Year Annual Fee
$149
Ongoing Annual Fee
$149
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Travel Insurance
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Complimentary international travel insurance
- No International Transaction Fee
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No ING international transaction fees
- Installment Plans
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Flexible instalment plans to pay off purchases at a lower interest rate
- Cashback1% cashback on eligible purchases
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1% cashback on eligible purchases, capped at $30/month
- No International Transaction Fee
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No ING international transaction fees on overseas and online purchases; $0 international transaction fee and $0 international ATM withdrawal fee (ATM operators may still charge their own fee).
- Installment Plans
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Instalment plans let you pay off purchases over time at a lower variable rate of 9.99% p.a., versus 16.99% p.a. on standard purchases.
- Digital Wallet Integration
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Supports Apple Pay and Google Pay for mobile payments.
- Shopping Benefits
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Access to ING Pocket Perks: cashback merchant offers loaded onto the card, in addition to the standard 1% cashback.
- Travel InsuranceUp to $20,000,000 cover · trips up to 40 days
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Complimentary international travel insurance underwritten by Allianz for cardholders approved with a credit limit of $6,000+ (plus eligible spouse/dependants), when at least $500 of prepaid travel costs is charged to the card and a return overseas travel ticket is held before departure. Covers up to 40 consecutive days per journey, including overseas emergency assistance/medical evacuation ($20m), overseas emergency medical ($20m), emergency dental (up to $1,500), hospital cash allowance, accidental death, funeral expenses, cancellation, additional travel/accommodation expenses, travel delay, alternative transport, luggage, travel documents/transaction cards, luggage delay and personal liability (up to $2,250,000), subject to exclusions, sub-limits and excesses (typically $400 per claim).
- Rental Vehicle Insurance
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Rental vehicle excess cover up to $2,250 (or the amount specified in the rental agreement if lower) if a rental vehicle hired during a covered journey is damaged or stolen while in your custody, subject to a $400 excess.
- Cashback1% cashback
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1% cashback on eligible purchases, up to $30 per Account per month ($360/year), paid to the nominated Autopay account monthly; excludes cash advances, refunded amounts, spend exceeding the credit limit, and BPAY transactions.
Benefit history
- CashbackUpdated Aug 2026
- Rental Vehicle InsuranceUpdated Aug 2026
- Travel InsuranceUpdated Aug 2026
- No International Transaction FeeUpdated Aug 2026
- Interest Free PeriodsUpdated Aug 2026
- Rental Vehicle InsuranceUpdated Jul 2026
- Travel InsuranceUpdated Jul 2026
- Installment PlansUpdated Aug 2026
- Digital Wallet IntegrationUpdated Aug 2026
- CashbackUpdated Jul 2026
- No International Transaction FeeUpdated Jul 2026
I'd like to use my bonus for:
Craig's AnalysisFirst Year Cost
$149
annual fee
Earn Rate
Poor
●○○○0.00x Cashback points per $1
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