ING Orange One Rewards Platinum

$149 first year annual fee
0 points
$6,000 min limit
$36,000 annual income required
points per dollar
Spend $0 in 0 days

Offer Details

Mid-Tier

Fees

First Year Annual Fee

$149

Ongoing Annual Fee

$149

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Travel Insurance
    More details

    Complimentary international travel insurance

  • No International Transaction Fee
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    No ING international transaction fees

  • Installment Plans
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    Flexible instalment plans to pay off purchases at a lower interest rate

  • Cashback
    1% cashback on eligible purchases
    More details

    1% cashback on eligible purchases, capped at $30/month

  • Digital Wallet Integration
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    Supports Apple Pay and Google Pay

  • Installment Plans
    More details

    Instalment plans let you pay off purchases over time at a lower variable rate of 9.99% p.a.

  • Interest Free Periods
    More details

    Up to 45 days interest free on purchases

  • No International Transaction Fee
    More details

    No ING international transaction fees when shopping online and overseas ($0 international transaction fee and $0 international ATM withdrawal fee)

  • Travel Insurance
    More details

    Complimentary international travel insurance for trips up to 40 consecutive days when at least $500 of prepaid travel is charged to the card and you hold a return overseas ticket; requires a credit limit of $6,000 or more

  • Rental Vehicle Insurance
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    Rental vehicle excess cover overseas up to the amount in the rental agreement or $2,250, whichever is lesser ($400 excess)

  • Cashback
    1% cashback
    More details

    1% cashback on eligible purchases, capped at $30 per month per account (up to $360 per year), paid to the linked Autopay account; excludes cash advances and BPAY

Benefit history

  • Rental Vehicle InsuranceUpdated Jul 2026
  • Travel InsuranceUpdated Jul 2026
  • CashbackUpdated Jul 2026
  • No International Transaction FeeUpdated Jul 2026

I'd like to use my bonus for:

CraigCraig's Analysis

First Year Cost

$149

annual fee

Did this help you make a decision?

$-149 of profit after meeting spend requirements
- $149
annual fee

Can I get this bonus if I've had a card from ING before?

We haven't verified ING's exclusion period yet. Check ING's current terms before applying.

See exclusion periods for every Australian issuer →
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig