Image of Bank of Melbourne Amplify Rewards Platinum credit card

Bank of Melbourne Amplify Rewards Platinum

$99 first year annual fee
75,000 points
$6,000 min limit
1.00 points per dollar
Spend $3,000 in 90 days

Offer Details

Low Fee

First Year Points

75,000 points

Bank of Melbourne

Second Year Points

25,000 points

With $175 annual fee

Minimum Spend

$3,000

within 3 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$99

Ongoing Annual Fee

$175

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Travel Insurance
    More details

    Up to 3 months complimentary international travel insurance including rental vehicle excess cover in Australia and interstate flight inconvenience insurance.

  • Extended Warranty Insurance
    More details

    Extended warranty insurance provided on eligible purchases.

  • Purchase Protection Insurance
    More details

    Purchase protection insurance for up to 4 months on eligible purchases.

  • Transit Accident Insurance
    More details

    Overseas transit accident insurance included.

  • No Additional Cardholder Fee
    More details

    Complimentary additional cardholder card for a second cardholder aged 16 or over with no additional cardholder fee.

  • Digital Wallet Integration
    More details

    Card supports mobile wallet payments including Apple Pay, Google Pay, and Samsung Pay.

  • Interest Free Periods
    More details

    Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.

  • Hotel Benefits
    More details

    Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay.

  • Points Transfer Benefits
    More details

    Amplify Points can be transferred to partner airline frequent flyer programs and other transfer partner reward programs.

CraigCraig's Analysis

Bonus Difficulty

Easy

●○○

$33 per day required

First Year Cost

$99

annual fee

Earn Rate

Average

●●○○

1.00x Bank of Melbourne points per $1

Did this help you make a decision?

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Hi all,

I'm trying to complete this page, but I don't currently have a Bank of Melbourne card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.


Craig

History
19 May 2026
1 changes
Points Per Dollar:
1.251.00
19 Mar 2026
1 changes
Points Per Dollar:
1.001.25
23 Jan 2026
0 changes
20 Jan 2026
0 changes
20 Jan 2026
1 changes
Points Per Dollar:
1.251.00
23 Sep 2025
4 changes
Second Year Annual Fee:
$124$175
Bonus:
90,00075,000
Second Year Bonus:
30,00025,000
Points Per Dollar:
1.001.25
26 Mar 2025
4 changes
Expiration Date:
25 Mar 2025
Annual Fee:
$49$99
Bonus:
100,00090,000
Second Year Bonus:
030,000
25 Jan 2025
2 changes
Expiration Date:
30 Apr 202525 Mar 2025
Interest Rate:
19.0020.99
  • Expiration changed from 30/04/24 to 31/07/24
    2 years ago
  • Expiration changed from 06/11/23 to 30/04/24, Bonus from 90K to 100K
    3 years ago
  • Offer expiry moved from 30/11 to 6/11
    3 years ago
  • Annual fee increased from $99 to $124
    3 years ago
  • Offer extended to 19 july 2023
    3 years ago
  • Annual fee increased from $29 to $49. Bonus lowered from 100k to 90k
    3 years ago
  • Bonus reduced from 130k to 100k, first year annual fee reduced from $49 to $29
    4 years ago
  • Offer extended from 24/02/22 to 02/03/22
    4 years ago
  • This card is now added and tracked.
    4 years ago
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig