Virgin Australia Velocity Flyer Card

$149 first year annual fee

50,000 points

$6,000 min limit

$35,000 annual income required

0.66 points per dollar

Spend $3,000 in 60 days

25,000 points for each month you spend $1,500 or more on eligible purchases in the first 2 months from card approval. 129 Virgin Australia Gift Voucher, each year17,when you make a retail purchase in the 2 months prior to requesting the voucher.

Summary

Mid-Tier

Key Highlights

• 50,000 bonus points
• $149 annual fee

Notes

Offer Details

Signup Bonus

50,000 points

Velocity

Minimum Spend

$3,000

within 2 months

Cash Bonus

$129Virgin Australia Gift Voucher.

Ongoing Earn Rate

0.66x points per $1 spent

Fees

First Year Annual Fee

$149

Ongoing Annual Fee

$149

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Purchase Protection Insurance

90 days complimentary insurance against loss, theft or accidental damage on purchases made with the Flyer Credit Card.

Extended Warranty Insurance

Extended warranty insurance for up to 12 months in addition to the covered product's Australian warranty period on eligible purchases made with the Flyer Credit Card.

Flight Discounts

$129 Virgin Australia Gift Voucher each year as a Virgin Australia Travel Bank credit, available after making a retail purchase in the 2 months prior to requesting the voucher.

Balance Transfer Offers

0% p.a. interest for 12 months on balance transfers with a 2% balance transfer fee, and 0% p.a. for up to 24 months with a 1% balance transfer fee, reverting to cash advance rate after the promotional period.

Interest Free Periods

Up to 44 days interest free on retail purchases when the balance is paid in full each month, excluding cash advances and balance transfers.

Rewards Program Elite Status

Earn Velocity Frequent Flyer Points on eligible everyday spend: 0.66 points per $1 up to $1,500 each statement period, 0.5 points per $1 thereafter, plus 1 extra point per $1 spent directly with Virgin Australia.

Points Transfer Benefits

Velocity Points earned on eligible transactions are automatically transferred to the Velocity Frequent Flyer Account within 15 business days after the statement cycle closes.

Digital Wallet Integration

Card can be added to Apple Pay, Samsung Pay, and Google Pay for contactless payments.

Concierge Service

24/7 access to Visa Platinum Concierge Service for personal assistance with travel, dining, and entertainment bookings.

Expert Analysis

Bonus Difficulty

Easy

●○○

$50 per day required

First Year Cost

$149

annual fee

Estimated Bonus Value

$988

Based on 1.9¢ per Velocity point

Earn Rate

Average

●●○○

0.66x Velocity points per $1

RWRDS Insight

This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

I'd like to use my 51,980 bonus points for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

51,980 Velocity points

0.66 points per dollar

History

05/02/2025

5 changes

Successfully Scraped At:

20/08/2025

Notes:

30,000 points for each month you spend $1,500 or more on eligible purchases in t...25,000 points for each month you spend $1,500 or more on eligible purchases in t...

Annual Fee:

$74$149

Interest Rate:

2120.74

Bonus:

60,00050,000

07/09/2024

1 changes

Expiration Date:

02/09/2024

Expiration changed from 26/06/24 to 02/09/24, Annual Fee from $0 to $74
a year ago
Expiration changed from 14/05/24 to 26/06/24, Annual Fee from $74 to $0
a year ago
Expiration changed from 04/03/24 to 14/05/24, Annual Fee from $0 to $74, Second Year Annual Fee from 129 to 149, Notes from 25,000 points for each month you spend $1,500 or more on eligible purchases in the first 4 months from card approval. $129 Virgin Australia Gift Voucher, each year, when you make a retail purchase in the 2 months prior to requesting the voucher to 30,000 points for each month you spend $1,500 or more on eligible purchases in the first 2 months from card approval. 129 Virgin Australia Gift Voucher, each year17,when you make a retail purchase in the 2 months prior to requesting the voucher.
a year ago
Annual Fee changed from $64 to $0
2 years ago
Expiration changed from 31/01/24 to 04/03/24
2 years ago
Expiration changed from 31/10/23 to 31/01/24
2 years ago
Bonus lowered from 100k to 60k, spend lowered from $6k to $3k
2 years ago
Offer extended to 31 July 2023
2 years ago
Increased annual fee to $129. Increased min spend to $6000
2 years ago
Bonus decreased from 100k to 60k
2 years ago
Offer extended to 30th April 2023
3 years ago
Offer changed from 60k points, to 100k points if you spend $1.5k every month for 4 months.
3 years ago