Virgin Australia Velocity Flyer Card
Offer Details
First Year Points
50,000 points
Velocity
Second Year Points
20,000 points
With $149 annual fee
Minimum Spend
$3,000
within 2 months
Cash Bonus
Offer Expires
September 29, 2025
9 months ago
Ongoing Earn Rate
0.66x points per $1 spent
Fees
First Year Annual Fee
$149
Ongoing Annual Fee
$149
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Purchase Protection Insurance
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90 days complimentary insurance against loss, theft or accidental damage on purchases made with the Flyer Credit Card.
- Extended Warranty Insurance
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Extended warranty insurance for up to 12 months in addition to the covered product's Australian warranty period on eligible purchases made with the Flyer Credit Card.
- Flight Discounts
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$129 Virgin Australia Gift Voucher each year as a Virgin Australia Travel Bank credit, available after making a retail purchase in the 2 months prior to requesting the voucher.
- Interest Free Periods
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Up to 44 days interest free on retail purchases when the balance is paid in full each month, excluding cash advances and balance transfers.
- Rewards Program Elite Status
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Earn Velocity Frequent Flyer Points on eligible everyday spend: 0.66 points per $1 up to $1,500 each statement period, 0.5 points per $1 thereafter, plus 1 extra point per $1 spent directly with Virgin Australia.
- Concierge Service
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24/7 access to Visa Platinum Concierge Service for personal assistance with travel, dining, and entertainment bookings.
- Points Transfer Benefits
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Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, then 0.5 Velocity Points per $1 thereafter; points credited to your linked Velocity Frequent Flyer account
- Digital Wallet Integration
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Card can be linked to Apple Pay, Samsung Pay and Google Pay for contactless payments
- Online Banking Features
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Manage the card via the Virgin Money app: lock/unlock the card instantly, set or change PIN, track spending and transfer funds
- Installment Plans
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Virgin Money Instalment Plan available to manage repayments on the credit card
- Balance Transfer Offers
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Balance transfer option available on the card; specific terms not stated on this page
Benefit history
- Balance Transfer OffersUpdated May 2026
- Points Transfer BenefitsUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$50 per day required
First Year Cost
$149
annual fee
Earn Rate
Average
●●○○0.66x Velocity points per $1
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Can I get this bonus if I've had a card from Virgin Money before?
You generally need to wait 12 months after your last Virgin Money sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →25,000 points for each month you spend $1,500 or more on eligible purchases in the first 2 months from card approval. 129 Virgin Australia Gift Voucher, each year17,when you make a retail purchase in the 2 months prior to requesting the voucher.
- Expiration changed from 26/06/24 to 02/09/24, Annual Fee from $0 to $742 years ago
- Expiration changed from 14/05/24 to 26/06/24, Annual Fee from $74 to $02 years ago
- Expiration changed from 04/03/24 to 14/05/24, Annual Fee from $0 to $74, Second Year Annual Fee from 129 to 149, Notes from 25,000 points for each month you spend $1,500 or more on eligible purchases in the first 4 months from card approval. $129 Virgin Australia Gift Voucher, each year, when you make a retail purchase in the 2 months prior to requesting the voucher to 30,000 points for each month you spend $1,500 or more on eligible purchases in the first 2 months from card approval. 129 Virgin Australia Gift Voucher, each year17,when you make a retail purchase in the 2 months prior to requesting the voucher.2 years ago
- Annual Fee changed from $64 to $02 years ago
- Expiration changed from 31/01/24 to 04/03/242 years ago
- Expiration changed from 31/10/23 to 31/01/243 years ago
- Bonus lowered from 100k to 60k, spend lowered from $6k to $3k3 years ago
- Offer extended to 31 July 20233 years ago
- Increased annual fee to $129. Increased min spend to $60003 years ago
- Bonus decreased from 100k to 60k3 years ago
- Offer extended to 30th April 20233 years ago
- Offer changed from 60k points, to 100k points if you spend $1.5k every month for 4 months.4 years ago